Unsolicited Offer Letter - Sample 2

[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]

[Creditor/Collection Agency Name]
[Address]
[City, State ZIP Code]

RE: Settlement Offer for Debt Resolution

Dear Sir/Madam:

I am writing to present a settlement offer that would benefit both parties and result in a prompt resolution of the debt owed on account [ACCOUNT NUMBER].

Situation:

I have been experiencing financial hardship due to [REASON - job loss, illness, emergency, etc.] and am unable to pay the full amount of $[TOTAL AMOUNT] currently owed.

Proposal:

I propose to settle this account for a one-time lump sum payment of $[SETTLEMENT AMOUNT]. This represents [PERCENTAGE]% of the total balance and allows me to resolve this matter in a timely manner.

Benefits of This Offer:

By accepting this offer, your organization will:

• Receive immediate payment of $[SETTLEMENT AMOUNT]
• Avoid lengthy collection proceedings and litigation costs
• Close the account and remove ongoing collection expenses
• Free up collection resources for other accounts

Settlement Terms:

• Settlement Amount: $[AMOUNT]
• Payment Date: Within [X] days of written agreement
• Payment Method: [Cashier's check/Money order/Bank transfer]
• Status on Credit Report: "Settled in Full"

I am serious about resolving this debt and request your prompt response to this proposal. Please contact me at [PHONE NUMBER] or respond to this letter within 15 days.

Sincerely,

[Your Name]
[Your Signature]