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Advance America and Ace Cash Services

Submitted by sheltymama on Wed, 04/05/2006 - 18:11
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Hi All,
I was wondering if anyone has dealt with Advance America and Ace Cash Services? I've recently setup with TC, and have had Advance America call at my work 2 days in a row. I notified TC. Anyones experience with these two companies? I got the loans in California. Just wondering how bad it could get?


Advance America is really easy to work with. I signed with T & C a few weeks ago and they were the first company to respond to them - they agreed to accept $50/month. I also have ACE and haven't heard anything from T/C about them yet. I will be calling T/C this afternoon to find out what the verdict is with them....


Submitted by nicole on Thu, 04/06/2006 - 06:46

nicole

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I have a loan through Advance America and have actually gotten to be friendly with the 2 girls that work there. I called them first and asked them what my options were for payment arrangements. They will give you 4 months to pay off the loan before sending it to collects and will set up monthly payment for you. These guys were very easy to work with and didnt make me feel bad for the situation I am in. I have also kept them informed of all that is going on in my life, husbands heartattack, losing his job and me totaling a car all within one months time. I would recommend calling them and just seeing what your options with them are. Because they were so nice and offered to work with me reasonably I left them out of my T & C account and I am paying them off on my own. Good luck


Submitted by c_stephanie on Thu, 04/06/2006 - 09:24

c_stephanie

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i do not recall applying for this loan. $200. was deposited into my account thurs. jan.15. i did not email any confirmation on this or e-sign any documents. my concern is when are you going to take this back out of my account???? IT CANNOT BE ON THE 22nd. I WILL NOT HAVE THE FUNDS AVAILABLE !!!! PLEASE CALL ME edited for your protection - ND THANK YOU


Submitted by on Sat, 01/17/2009 - 06:54

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Hey everyone,
I somehow got a PDL from Ace Cash Services, but don't recall ever applying for one from them. I had applied for two at different companies and paid them in full, but a day or two later I got an email from Ace containing "loan documents", and to sign and return them to fund a $250 loan. The fees on the loan were just way too high so I ignored it. Then they deposited the money anyway, and now they keep taking $75 bi-weekly from my account. I try to call them, but always get a busy signal or a message saying they are closed. Also, about one day before they take the money, they send me an email with other docs to either refinance or pay in full, but to pick an option, you have to sign or esign 4 days before it's due. does anyone have any advice?


Submitted by on Thu, 03/26/2009 - 20:56

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hey sheltymama, advance america is a very easy company to deal with. the best one i've ever worked with to be honest with you. like one of the other posters i've become friendly with the two girls that work there and they have made things so much easier on me. i informed them my checking account was closed and they said they would send the check through have it rejected due to a closed account and then i'd have 6 months to pay it off. if i only had 5 bucks one day i could put that on it. i dont have to go in on paydays, didn't have to set up payment arrangements and dont have a headache to deal with them. hopefully in your location they are just as good to you. best of luck to you with your situation, rest assured this forum is so great and have been incredibly helpful to me. you're in great hands here!


Submitted by stacylynn118 on Thu, 03/26/2009 - 21:08

stacylynn118

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I have a line of credit with Advance America and would advice anyone DO NOT GET A LINE OF CREDIT!!!! The interest rates are sky high and every time a payment is made almost half is tacked on as interest. ex if you pay on your due date interest is tacked on and interest is not a couple of dollars its about $175.00. I borrowed 650 and now have a balance of $1000 which is outrageous. I would recommend calling the business in which you need to pay and working something out with them then to get a pay day loan. It is true when they say it is like quick sand.


Submitted by on Sat, 03/28/2009 - 01:27

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I also had a PDL with Advance America and do not recall them being easy to work with in the slightest! They would always make "reminder" calls to my work the day before my PDL was due, which I hated and when I defaulted and was making payments on my loan, I would just love the "love notes" I would get from their corporate listing all the horrible things that were going to happen to me if I didn't cough up the cash RIGHT NOW. So no, I don't have any soft feelings for Advance America and am glad I have paid them off and don't have to do business with them anymore.


Submitted by kscornell on Sat, 03/28/2009 - 11:36

kscornell

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This is their number 1-866-840-2030...Good Luck...


Submitted by on Fri, 06/05/2009 - 08:43

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This is their number 1-866-840-2030...Good Luck...


Submitted by on Fri, 06/05/2009 - 08:44

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This is their number 1-866-840-2030...Good Luck...


Submitted by on Fri, 06/05/2009 - 08:44

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Do they have a website? I have been trying to get verification that my loan is paid. They say they have emailed me verification three times, but I still have nothing.


Submitted by on Wed, 06/24/2009 - 05:24

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I recieved a deposit from ace in my account and never applied or signed anything. How can they just deposit money without your consent and expect a payment from you?


Submitted by on Thu, 06/25/2009 - 23:32

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how much do i pay back?


Submitted by on Thu, 07/30/2009 - 15:59

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Does anyone have an email address for these people


Submitted by on Wed, 08/12/2009 - 12:55

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I am having the same problem with this company. I never applied for a pdl with them, next thing I know $200 was deposited in my checking account. When I called them the youn lady said they was a new company that's why they do not have a website. The young lady read me my information I almost died. My pay date was wrong. I told her that I didnot agreed to any loan with them. I am still trying to get in contact with them.How can you avoid companies like these from getting your personal information?


Submitted by on Sat, 08/22/2009 - 15:56

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I have also received a deposit of $200 from ACE cash services but NEVER authorized. Does anyone know how to get in contact or a website.


Submitted by on Sat, 09/26/2009 - 16:36

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Quote:

Originally Posted by Anonymous
I have also received a deposit of $200 from ACE cash services but NEVER authorized. Does anyone know how to get in contact or a website.


They keep changing their phone and address. You really need to go into the bank and have it reversed and sent back to the lender. If you have applied for a payday loan recently or in the past that's probably how they got your account information, payday lenders share information. You need to close that account asap!


Submitted by Shazzers on Sat, 09/26/2009 - 17:12

Shazzers

( Posts: 17344 | Credits: )


I got the same thing from the same company...Can you tell me what you did to get out of that jam...

Quote:

Originally Posted by Anonymous
Hey everyone,
I somehow got a PDL from Ace Cash Services, but don't recall ever applying for one from them. I had applied for two at different companies and paid them in full, but a day or two later I got an email from Ace containing "loan documents", and to sign and return them to fund a $250 loan. The fees on the loan were just way too high so I ignored it. Then they deposited the money anyway, and now they keep taking $75 bi-weekly from my account. I try to call them, but always get a busy signal or a message saying they are closed. Also, about one day before they take the money, they send me an email with other docs to either refinance or pay in full, but to pick an option, you have to sign or esign 4 days before it's due. does anyone have any advice?


Submitted by on Tue, 10/13/2009 - 15:09

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
Also, about one day before they take the money, they send me an email with other docs to either refinance or pay in full, but to pick an option, you have to sign or esign 4 days before it's due. does anyone have any advice?


This sounds like what several others do - most recently StarCash processing.

The tactic is obvious - send the notice a day before so there is no way you can respond within their 4 day deadline. It works like a charm - for them.

The only viable advice I have found is to close the account they are debiting. Talk to an accounts manager at your bank or CU and be honest about what is happening.

It is the ONLY thing that will stop any of them, especially the illegal ones. If they are already lending to people illegally why does anyone think they would worry about playing by the rules? They will not. Does a thief stop when you tell him what he is doing is illegal? No. These are thieves.


Submitted by Patches on Wed, 10/14/2009 - 19:06

Patches

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Hi I got a small loan with ace cash services and I got the loan but I paid it off 2 months ago and I still get money taken out of my account by ace cash services. I tryed calling the # 18668402030 just to let all you know ace cash services is fraud,they will not answer my calls and if u call the # now the recording will say "no one is here to take ur call, call back later.


Submitted by on Wed, 04/07/2010 - 16:56

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Quote:

Originally Posted by Anonymous
Hi I got a small loan with ace cash services and I got the loan but I paid it off 2 months ago and I still get money taken out of my account by ace cash services. I tryed calling the # 18668402030 just to let all you know ace cash services is fraud,they will not answer my calls and if u call the # now the recording will say "no one is here to take ur call, call back later.

You do realize the only way to stop them from debiting your account is to CLOSE YOUR ACCOUNT! As long as they have your personal account information it will never be safe again. A lot of these unlicensed lenders share information with other unlicensed lenders, and unfortunately it snowballs. PLEASE close that account before some other unlicensed lender gets your account information and tries to steal all your money.


Submitted by Shazzers on Wed, 04/07/2010 - 17:41

Shazzers

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