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Anyone deal with Datex Agency yet?

Submitted by jt_91972 on Tue, 06/03/2008 - 16:01
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I had a $500 loan with mypaydayloan.com and paid $600 on the loan.

mypaydayloan emailed today to tell me they are reporting me to SCAN so I can never write a check again.

then, an hour later, I received an email from DATEX Agency saying they were collecting on behalf of mypaydayloan.com and wanted $800...

I already told mypaydayloan.com I paid them and to basically go away, then their collections dept, guy or girl named Taylor keeps sending emails about reporting me and stuff...
now, this collections agency has grown some....

I replied with a debt validation letter and have not heard back...

anyone deal with them this year? All the searches I do come back to 2006 and 2007.


HI
I ALSO AM DEALING WITH MPDL AND GFSIL. THEY ARE NOT GETTING THE PICTURE. I TOO HAVE OVER PAID THEM AND LIVE IN SOUTH CAROLINA. THEY ALSO HAVE TOLD ME THEY ARE REPORTING ME TO SCAN ETC. FUNNY I CASHED A CHECK 2 DAYS AGO AT THE GROCERY STORE AND EVERYTHING WAS FINE. WHAT I A debt validation LETTER? I NEED TO SEND THEM ONE TOO. I HAVE ALL MY EMPLOYEES TELLING THEM I GOT FIRED LOL


Submitted by on Tue, 06/03/2008 - 16:41

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from what i have read you did the right thing sending a debt validation letter, i'm waiting to send mine now. was just emailed that i too was turned over to detex collection agency. at first they will send you the loan docs to validate the loan.WRONG it alot more than this since the company is illegal. next watch your credit report--this is where you can get them.


Submitted by on Wed, 06/04/2008 - 09:21

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what is SCAN? I doubt such a thing exists that kills your check writing/account privaleges for life. I know Chexsystems only lasts 5 years.

BTW...I've dealt with Detex before...is that the same as the DATEX you mentioned?


Submitted by on Wed, 06/04/2008 - 13:06

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i got the email from mypaydayloan and the company was detex collection agency. scan is a part of chexsystems. i you have delt with detex what happened?


Submitted by on Wed, 06/04/2008 - 13:37

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I am dealing with them, but, in my case, I never took any kind of loan out, they are calling and sending me notices and saying I owe $900 dollars, I guess since I don't owe anything, I should just ignore it, they call me like once a month, so its not like they are hounding me. Irecognize the number now, so I don't pick up and they never leave a message.


Submitted by on Fri, 08/22/2008 - 14:05

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I am an agent for DETEX Agency & Assoc. By law, anyone placed with 3rd party collection must be mailed a "validation letter" to recipient's last known address. The consumer has rights, which must be exercised within 30 days, to dispute or request validity of a debt. Please do not ignore a debt and most debts do NOT simply 'go away.' There are advantages to be had when placed with a collection agency... sometimes settlements, while other times free services offered to help with resolution. I can testify DETEX Agency is a very ethical company committed to resolution and helping consumers resolve financial difficulty. You may always contact DETEX customer service: [email]CustomerService@DetexAgency.com[/email] or Toll Free: (800) 936.4148


Submitted by on Mon, 10/13/2008 - 16:02

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