
Why I Started Blogging
How I Save Money was created to document real-life financial struggles and practical saving strategies.
Paying Off College Credit Card Debt
Eliminating credit card balances accumulated during student years required disciplined monthly payments and strict budgeting.
Tracking Money with Apps
Digital financial tools make it easy to spot unnecessary subscription fees and overspending categories.
Recent & Important Articles
Blogger interview series: Bob Lotich
Insights on faith-based financial stewardship, debt elimination, and giving back.
InterviewsBlogger interview series: Almost Frugal
Insights on realistic frugality, career transitions, and practical money management.

Loretta Kilday
Debt Relief Specialist & Spokesperson, DebtCC
Loretta Kilday, Esq., is an accomplished litigator and transactional attorney with more than 30 years of experience across debt collection, bankruptcy, and related matters. DebtConsolidationCare features her as its spokesperson and public voice. She earned her J.D. from DePaul University College of Law and a B.S. in Finance from DePaul University.

