I need to get rid of my debt and build up my credit

Welcome to the forums :D It doesn't matter if you have a little debt or alot,if it affects yor credit and your sanity,you've come to the right place.When you signed up,did you also sign up for the free credit counseling? If so, someone will be contacting you.The sooner you can get rid of debt,the sooner you can start cleaning up your credit. And about getting credit cards,take it from someone who's been there-be carefull. That's what got me in this mess,had to use them to surveive at the time,but also my own stupidity of using them for other things too. Good Luck...Karen