Hi I am in debt

Hi, welcome aboard :)

You can discuss about your options with the consultant. He will be calling you soon and offer you a free quote. Tell us something about yourself and share your stories if you feel comfortable. We will help you along with our individual experiences.

Welcome to the forums!

You found a great place....Pretty much everyone here is in debt in some way or other.

I'm looking forward to hearing about your situation.

I have enough pay to budget, and my problem is using money the wrong way. I gamble sometimes, or give money when people ask and forgot to pay my debt.

Sometimes I'm good in paying my debt, and not consist in paying other times.

Welcome! :D You have certainly come to the right place. As others have said ,someone will be contacting you soo. I,too, would like to hear more of your story-that way we can offer support and lead you to other threads that will help.Keep us posted...Karen