sinking in debt

I can feel what you are going through. Growing prices will not fall. It will keep rising higher making life even tougher. It is necessary to have a good income and a decent saving that can be used during crisis.

Sdyment, I don't have anything to advice you looking at the present situation. Get some help using the consolidation plan. All the debts will combine together into one lower pay off so that you can save some money and use it to pay other utilities. I hope this program comes out to be helpful in your situation.

Welcome to the forums Sydment!Someone should be calling you,if you signed up for the free counseling. Consolidation would probably be a big help if you have alot of bills and payments.Consolidating them into a smaller monthly payment with reduced interst can help you start getting out of your debt.Keep us posted-feel free to browse some other topics and see that you are not alone in this,and how others are becoming debt free :D ...Karen