Stewart & Associates / Credigy
Date: Thu, 08/31/2006 - 09:22
I have been served papers by Stewart and Associates on behalf of Credigy Receivables. I have never been in this kind of situation. I have been in contact with Stewart and Associates in reagrd to 2 accounts that I do not dispute. In December, 2005, they contacted me in regard to my discover account and my fleet account. I was not willing to set up recurring payments due to I was in business for myself and my income wavered monthly, but the agreed to contact me monthly in regard to monthly pmt. Agreed to a payment in December 2005, January 2006 and February 2006 each upon verification as agreed. The company, without approval, proceeded with March payment. Called back immediately advising of unauthorized removal of funds from my account. Advised no further payments to be taken. April, 2005 came around and they drew again from my account. filed paperwork through my bank, and reiterated stop payment deduction. They stated thatthe payment was applied to other account.
The account that I am having suit filed on in this case is the "other account" which they are stating no payment has ever been received on this account.
After the story... and I hope it made some sense, these questions... since no written notification of debt ever provided by credigy, how do I request this? Secondly... What is the sol in PA for credit card debt? Acct since Dec, 2002.
Lastly, would it be worth my while to counter-sue since unauthorized drafts forced me out of business?
The account that I am having suit filed on in this case is the "other account" which they are stating no payment has ever been received on this account.
After the story... and I hope it made some sense, these questions... since no written notification of debt ever provided by credigy, how do I request this? Secondly... What is the sol in PA for credit card debt? Acct since Dec, 2002.
Lastly, would it be worth my while to counter-sue since unauthorized drafts forced me out of business?
Which account was getting the payments in December 2005, January
Which account was getting the payments in December 2005, January 2006 and February 2006? Is it Discover account or Fleet account?
For which account the company is filing a law suit? The one that didn't receive any payment? Which one is it?
The account that has received pmt from me was the discover accou
The account that has received pmt from me was the discover account. the account which suit is being filed is the fleet account. however... when they drafted after my demand to discontinue they said is was drawn from the fleet account, but the account shows no payment activity as per papers served to me.
Quote:Pennsylvania Statute of Limitations Contracts: 4 years,
Quote:
Pennsylvania Statute of Limitations Contracts: 4 years, (used to be six). Contracts under seal: 20 years. Sale of goods under UCC: 4 years. Negotiable instruments: 6 years (13 PA C.S.A. .????3118). |
http://fair-debt-collection.com/SOL-by-State.html#39
