I applied for a payday loan which I thought I was denied for
Date: Tue, 09/05/2006 - 10:34
Serinity, check your state laws to find out whether the loan com
Serinity, check your state laws to find out whether the loan company is bound to send you the contract in writing. Under the TILA laws, most states have to send the contract before granting the loan.
I didn't understand in your post which company you sent the payment? Can you please explain this?
Ummmm Check you bank statements. I'm guessing you never received
Ummmm Check you bank statements. I'm guessing you never received the loan in the form of a check, is it possible they deposited it right into your account and you didn't notice? ( i once had that happen with a tax refund, I thought I was just doing a really good job with my budget..SUPRISE!
IF they never deposited the money in your account( and your statements or the bank will verify this) then they have no basis for collection unless they can prove you actually received the money. If they continue, then file a complaint with the attorney general of your stae, and possibly the police.
This is wierd! They practically cut off all contact with you dur
This is wierd! They practically cut off all contact with you during the application process, leaving you wondering, you never see any money, and now this "account" is in collections? Go and dispute the crap out of this, and freeze your checking account from automatic payments until this is settles.
Oh this sounds like those ICS/Interim/route 66 clowns...
Oh this sounds like those ICS/Interim/route 66 clowns...
Yes..But some of them are ogres. What would you be if you were a
Yes..But some of them are ogres. What would you be if you were an ogre and a clown at the same time?
Not the lovable green dude! The stupid guys who wear their pants
Not the lovable green dude! The stupid guys who wear their pants too high, dress like nerds, wear white hankies on their heads, coke-bottle thick glasses, and shout instead of talk. Those Gumbies!
Oh..PERFECT!!! I work with one of those, that is definitely apt!
Oh..PERFECT!!! I work with one of those, that is definitely apt!
But of course! They usually have a runny nose, too
But of course! They usually have a runny nose, too
Hey..Did you know that you and I have the same birthday? I've be
Hey..Did you know that you and I have the same birthday? I've been meaning to tell you that for months, and always forget.
December 31? You're a New Years' Eve baby? and a Capricorn? Righ
December 31? You're a New Years' Eve baby? and a Capricorn? Right on!
My husband is a New Years Eve Eve baby! December 30th! And a Cap
My husband is a New Years Eve Eve baby! December 30th! And a Capricorn! He's just too perfect!
oh how cool! We're such stubborn animals though..Don't you lock
oh how cool! We're such stubborn animals though..Don't you lock horns with him? My husband is an Aries, and we love to compete/argue/debate.
On a few issues, we do lock horns. What married couple does not.
On a few issues, we do lock horns. What married couple does not. We have few interests in common, but our senses of humour and trains of though are almost synchronized.
Yes, that's true about Cappys..We have an interesting sense of h
Yes, that's true about Cappys..We have an interesting sense of humor..I think they main thing about Cappys is that whatever they're interested in, they KNOW it, nothing half-butted about it. I personally am a very passionate person...I am waaaaaayyy too competeitive to be married to another cappy, though!
The thing with humour, he'll start making a joke and I will star
The thing with humour, he'll start making a joke and I will start to get an idea of where he is going with this joke, and he will indeed go precisely there!
That's true love..My husband and I can look at each other and co
That's true love..My husband and I can look at each other and communicate...It's magical.
Isn't it though! And you know it's true love when they make thei
Isn't it though! And you know it's true love when they make theit big goofy messes and the whole thing cracks you up!
Yep. I even love my husband after being crammed in a hotel with
Yep. I even love my husband after being crammed in a hotel with him for 4 days! There is no bathroom privacy in a hotel room.
Our first apartment was like that! A one-room attic apartment wi
Our first apartment was like that! A one-room attic apartment with a sliding bathroom door and even less privacy than a hotel room! It was almost like living on a boat! Before I moved in when we were first dating, I would turn the sink on so he couldn't hear me relieving myself, he thought it silly that I was embarrassed by that.
it's funny how men have no qualms about that, isn't it?
it's funny how men have no qualms about that, isn't it?
Yes. On our first date, we went out to a place that has billiard
Yes. On our first date, we went out to a place that has billiards, video games, and dinner. We shot some pool and ordered dinner, but I was too self-concious to eat in front of him, so I would take huge bites when his back was turned to me as he was taking his shots. He caught on to that and caught me off guard by taking a picture of me with my cheeks bulging full of food.
oh how embarrasing! I can do anything in front of my husband..He
oh how embarrasing! I can do anything in front of my husband..He was there while I gave birth, there is NOTHING more gross than that!
I would NEVER allow anyone in the bathroom with me while I brush
I would NEVER allow anyone in the bathroom with me while I brush my teeth! Well, my husband will barge into the bathroom and make jokes about all the foam on my face, or he'll catch me with my cheeks bulging and pulsating full of mouthwash and he'll say either "Are you making faces of your husband?" or "You're making the rat face! Are you my little rat?"
They are such animals..I have this thing against public wind-bre
They are such animals..I have this thing against public wind-breaking...That's the one thing I will not do in front of him! So frequently after I eat he will tickle me and scream "you're gonna let one!"
My husband does "The Typewriter" where if I'm laying on my side,
My husband does "The Typewriter" where if I'm laying on my side, he will jab me repeatedly with his two index fingers while making the typewriter sound.
My husband puts his hand in front of his face sideways and bring
My husband puts his hand in front of his face sideways and brings it down really slowly while he frowns..When his hand crosses his mouth his face turns into a smile..It kills me every time.
Sometimes he'll come through the living room while I'm practicin
Sometimes he'll come through the living room while I'm practicing yoga and he'll make fun of some of the poses!
He will pick up whatever novel I'm reading and read out loud in
He will pick up whatever novel I'm reading and read out loud in a dramatic, sexy voice..I have to hide my books!
You read Harlequins? Far out! My husband likes to make fun of me
You read Harlequins? Far out! My husband likes to make fun of me using a very high-pitched voice (sounding very similar to Graham Chapman when imitating an old lady) and make fun of me in this forum being an online Jedi Master.
lol, no I don't read Harlequins! But I love a good Suspense/roma
lol, no I don't read Harlequins! But I love a good Suspense/romance novel, like Sandra Brown.
Obviously my passion is football, and I've counting down the days..My husband is prancing around shouting "Lord Football is coming to our house!"
I go for Danielle Steele myself when I'm not in the mood for ano
I go for Danielle Steele myself when I'm not in the mood for another Star Wars, obviously I'm a Star Wars whore and my husband thinks I'm an incredible geek for it! I am a proud geek!
wear that badge with pride! When I was little, we went to se
wear that badge with pride!
When I was little, we went to see Star Wars in the theater..(hey, I'm 32!) Darth Vadar scared the S**t out of me, and I've never gotten over it. My little boy has a voice changer, and it scares me. My husband likes to talk dirty through it. (not when Andrew is around, though!)
Hell yes! Makes Barry White sound like a la-di-da poofter!
Hell yes! Makes Barry White sound like a la-di-da poofter!
oh yeah..Gives me shivers. The panting adds something, too.
oh yeah..Gives me shivers. The panting adds something, too.
oh yes..And my husband looks HOT in his boxers with a big black
oh yes..And my husband looks HOT in his boxers with a big black plastic mask on!
AAAAAAAAAAAAAAAAAAAAAAWWWW! Who'd thought that you could get you
AAAAAAAAAAAAAAAAAAAAAAWWWW! Who'd thought that you could get your freak on with something from toys r us! So, the new plum nightie and the Darth Vader mask together make for a spectacular night of passion!
You're husband a go-er? Nudge, nudge, wink wink, say no more? Sh
You're husband a go-er? Nudge, nudge, wink wink, say no more? She asked her *knowingly*
I think the romantic theme from Attack of the Clones is in perfe
I think the romantic theme from Attack of the Clones is in perfect order here!