Debt settlement company advice?
Date: Tue, 09/12/2006 - 20:18
Debtxs-they have a few problems, but they are also big. I am a little worried about the number of complaints, but maybe it's to be anticipated. I also heard that they have some issues with the attorney general or something.
Forgetadebt.com-these guys are really nice and intelligent. I like them the most, and most people rave about them, but they want me to spend more per month b/c I just got an income boost. The other companies allow me to pay less, but for 6 months more. I'm not sure if the time is worth an extra few bucks a month. Any thoughts?
H&K-they're an attorney firm, but have some issues it seems. Will they do more for me b/c they're an attorney firm than anybody else?
do not go for h/k they are under investigation by the bbb in flo
do not go for h/k they are under investigation by the bbb in florida.
You have already narrowed down your search to three settlement c
You have already narrowed down your search to three settlement companies from others. Now, you should take an individual quote from each of them and see what they have to offer you. Each of them will put something attractive so that you sign up with them. Make your own decisions after analyzing what you actually need from them, not what they have to offer you. You will make better decisions after talking with them individually about your accounts. Inquire from these settlement companies whether they have any experiences working with your creditors.
decision made
thanks for the advice. I did the comparison and felt that one program made better sense for me than the others. My hunch is usually right and the gentleman from forgetadebt.com really impressed me with his committment to getting rid of this stupid debt. I ended up going with a program they offer called debt forecasting that is kind of like settlement, but sounds like a more reasonable approach to me. I also end up saving more money at the end than the regular debt settlement companies were offering. it seems like the best approach for me, especially after I heard about all the problems Debtxs and H&K have given people on this board. Wish me luck everybody!
Jan
Jan, go get started. The faster you get in this, the earlier you
Jan, go get started. The faster you get in this, the earlier you will see the repair work in your credit. Your scores will rise up once small accounts get paid off. Wish you good luck on this.
Debt XS
Whatever you guys do, stay away from Debt XS at all costs. Check out the Texas Attorney General's homepage. Debt XS has been charged with all kinds of shady stuff and the AG has forced them to give money back to customers. I'll be contacting the AG in Tx and in my home state to see how much of the thousands Debt XS has screwed me out of I may actually get back. Sadly, it will take years to repair the credit damage I incurred due to their poor advice.
DebtXS are liars
I would run from DebtXS. After taking thousands of dollars I was sued by two companies and ended up having to file for bankruptcy. Stay away from them unless you have lots of money hanging around to help when you get sued.
Yes I agree . Stay away from DebtXS. They got kicked out of TASC
Yes I agree . Stay away from DebtXS. They got kicked out of TASC " The Association of Settlement Companies "for their shady sales tactics.
be sure that you know the facts about settlement also so you can
be sure that you know the facts about settlement also so you can see if they are trying to pull the wool over your eyes. If you know all the facts it will be hard to scam you. know what will, could, might, and worst case scenerio of what could happen and you will do fine and research over and over!