I too have gotten in to the payday loan trap
Date: Thu, 09/21/2006 - 16:02
nationwide, usa payday, interim, cashnet500,arrowhead financial
nationwide, usa payday, interim, cashnet500,arrowhead financial and little loan shoppe
well i got it about 2 months ago and have only been paying the f
well i got it about 2 months ago and have only been paying the finace charges so i would have to say i have payed them so far $360.00
Adrienne H. Operations Manager 1.866.666.2233 Main Ext 2020
Adrienne H.
Operations Manager
1.866.666.2233 Main
Ext 2020
1.866.889.1690 Fax
USAPaydayLoan.com
info of the person to call
Jess You need to figure out which ones won't let you renew, a
Jess
You need to figure out which ones won't let you renew, and take care of those first. Defaulting, and having more NSF fees from both sides is not worth the pain. Obtain the fax number to each of the companies, and send it to a supervisor, as well as contacting them by phone. If you keep defauling on each payday loan, your financial institution may decide to close your account and report you to checksystems.
Please keep us informed on this matter, and stick around in the forums.
Regards
Mike
ok i'm sorry maybe its jsut me but i dont understand. all of th
ok i'm sorry maybe its jsut me but i dont understand. all of them let me renew thats the problem. i'm not gettign any nsf fees so thats a good thing but i jsut cant get them payed off. what would i be sending to the supervisors of these companies
Is paying them the problem? The only way this cycle can stop is
Is paying them the problem? The only way this cycle can stop is if you pay more, or close your account. If you close your account, the money is still owed, and you'll have to make some sort of settlement offer. They could turn it over to collections, which will consist of more harassing calls. Remember to ask for validation if it does get turned over.
Regards
Mike
well paying more than the finance fee is the problem. but see t
well paying more than the finance fee is the problem. but see the thing is i can't pay more on them because i have so many. so can i do that will they make arrangements like that with me to close it and make payement arrangments with them to settle it
I sent them a letter stating they were not licensed to do busine
I sent them a letter stating they were not licensed to do business in AZ and what the laws are and that I wanted my account marked in full or I would report them to the Arizona Attorney Generals office and they called and than sent email stating my account was paid in full!!!!
this is for Usa payday right. so how do i find out if they are
this is for Usa payday right. so how do i find out if they are licences where i am?
[quote=kota101]they called and than sent email stating my accoun
[quote=kota101]they called and than sent email stating my account was paid in full!!!![/quote]
Which payday loan compnay was this?
Someone recently posted a notice from CA regarding unlicensed le
Someone recently posted a notice from CA regarding unlicensed lenders.
are there really consolidation companies that work with PDL's
are there really consolidation companies that work with PDL's
Yes, there are a few. You can talk about your options with the c
Yes, there are a few. You can talk about your options with the counselor. He will be calling you shortly and offer you further assistance.
Sophia, See this link. You posted here earlier. http://www.de
Sophia, See this link. You posted here earlier.
http://www.debtconsolidationcare.com/forums/about2694.html
where can i get a list
where can i get a list of payday companys that are licensed in the state of Florida to do business
what if the companies i am with are licenced in california? wha
what if the companies i am with are licenced in california? what can i do to get rid of them then?
can anyone tell me if the following companies are licenced in ca
can anyone tell me if the following companies are licenced in california i can't seem to find out maybe i'm just loosing my mind.
Nationwide cash
little loan shoppe
usa payday
interim
cash net 500
one click cash
and arrowhead fincancial
does anyone know if there is a way to find out any and/or all pd
does anyone know if there is a way to find out any and/or all pdl companies that may have you as a customer or as owing?
Look.n.4hope.. Are you saying you don't know which loans you ha
Look.n.4hope..
Are you saying you don't know which loans you have out?
Look on your bank statements and you'll see the debits from the companies you have loans with.
Sophia: New York has prohibited payday loans.
Toasty, here some info on Florida. There's the number for contact info. You can go to their website as well to find licensing info.
Quote:
Florida State Information Legal Status: Legal Citation: Fl. Stat. Ann. ???? 560.401 et seq.; Rule 69V-560.901-912 Loan Terms: Maximum Loan Amount: $500 Loan Term: 7-31 days Maximum Finance Rate and Fees: 10% + verification fee Finance Charge for 14-day $100 loan: $15 apr for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: One Rollovers Permitted: None (cannot rollover) Cooling-off Period: 24 hours Repayment Plan: Yes Collection Limits: Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages Criminal Action: Prohibited Where to Complain, Get Information: Regulator: Florida Office of Financial Regulation Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee, FL 32399 Phone: (850) 410-9805 Fax: (850) 410-9748 |
Ok so i took your advice and i faxed over to three of my pdl's t
Ok so i took your advice and i faxed over to three of my pdl's the letter for settlement letters and called my bank and let them know taht these certain pdl's were not authorized to take money from my account anymore. so now what?????
Okay, I can tell you for certain that Interim is not licensed in
Okay, I can tell you for certain that Interim is not licensed in your state or any other for that matter. They are based in England and have an address in NY, which is basically for appearance sake.
Cashnet 500 is in Utah, which is one of the most lax states in the US as far as what pdls get away with. I am dealing with Interim and Cashnet 500 at the moment as well.
I would suggest you now monitor your bank account to see if any debits go through. Also, a few lenders have been known to get money from accounts by sending through a paper check when their debit attempts aren't successful.
ok thanks i will certainly do that. how long have you been deeli
ok thanks i will certainly do that. how long have you been deeling with them? are they giving you any trouble?
YEAH I got USA payday to mark my account as paid in full!!!!!!!!
YEAH I got USA payday to mark my account as paid in full!!!!!!!!!!!!
See jess! Have a little patience and a little faith, not to men
See jess!
Have a little patience and a little faith, not to mention be strong and smart about your negotiations.
Receive an answer from who usa payday? i sent them a settlement
Receive an answer from who usa payday? i sent them a settlement letter and they sent me an email stating that my account was marked paid in full