Tired of the rediculous comments being posted

Hi Tammy

I can feel for you. In simple words, care for only those who care for you. Why do you want to help someone who doesn't have a heart and feel your noble sense? Let it go!!

Tammy, you are doing good work here and you express your care for those who look out for something you need to guide them with. They will always feel you important. Life is a mix up of good and bad. Even the flower rose has thorns with it. Life isn't a bed of roses, always. Take it that way. Continue in the same way that make you feel great at the end of the day.

I have been having a tough time all these days because my son is suffering from jaundice. I am devoting most of the time to him and my husband also stays away because of work. Life has been tough lately. But I am trying to manage it and make things better. I will encourage you to do what makes you feel great. Don't feel down, there are many here who care for you. You come here because of them, not because of someone who doesn't have a life.

Tammy,

First of all, congrats on becoming debt free. You have made much progress since I have known you. You have helped many people here, including myself. I agree that we don't need to be called names because we have made mistakes where our finances are concerned. I know the bs that you have put up with and I have been there myself. It's not worth responding to those who just come here to criticize us for trying to do something to change our lives or to stand up for ourselves when fighting against illegal tactics. You keep doing what you are doing and you will be just fine. I miss chatting with you!

Tammy,Mishele is right,you have helped too many people to let some moron change that.You are here to help others,and that's exactly what you should keep on doing. Maybe if no responds or falls into the trap of them trying to cause trouble,they will go away. Alot of those type posts,I won't respond too-wastes my time,unless they get way out of hand in the forums.They are taking away the purpose of what this is intended for.Hang in there,and keep posting!...KAren :D

Tammy,
Don't let them get you down. If anyone looks down on you, then they're the loser, not you. You have done so much..Both for yourself and for a lot of people..Myself included. You have been supportive and a friend..Not to mention you have a ton of knowledge.

I see where you are coming from, but look at it this way..Last winter I was an unregistered guest posting a few times..If no one had helped me, I don't know if I'd be where I am right now. You are too damn good at what you do to let some idiots stop you. Maybe we should all make a commitment not to answer the abusive people.

Thanks ladies for the replies. I feel proud to have helped and proud to be helping the ones that are serious about getting out of the debt cycle. I know it is such a relief for me. I can now unblock the numbers, answer the phone with no fear and I finally slept through the night last night for the first time since this mess started. I am blessed to have made great friends like you.

Mishele,

If you have yahoo IM, let me know and we can talk there.

I am completely with you-I have only been posting for a short time but know that calling people names is not what this site is about--and if it were that easy to get a better job, get off your butt, etc., we'd all be doing it, right?
I am nowhere near being debt-free and have had a few setbacks this month, but one thing I have learned is to pick myself up, dust myself off and start over again. Getting debt-free is not something that comes easily, kinda like losing weight....

I double and triple all that everyone has said.

It seems the name calling always starts from the people that are rude and inconsiderate when they call on the phone. We have all made mistakes. The great thing is we all want to make right those mistakes. No one is trying to get away with anything. In the same breath, we don't want to be taken advantage of. The law is the law - I have yet to see anyone on this site trying to use the law to avoid their commitments.

Fight the good fight.






I was going to close this by calling you all a name, but I wonder if everyone would get the joke. :)

I have been called so many names since we got into our credit mess. There isn't enough hours in the day to list them all.

Congratulations on your success! Why aren't you riding the high of what you have accomplished? You should not give a hoot what people here say to you. Are they involved in your life in any way? Do you love them? Do they love you? Do you even know them? Stop denying yourself happiness by dwelling on strangers comments. Some people just love to get the reaction they are getting from you. You have obviously come a long way and done the right thing and you can now sleep at night. Focus on that. Let the positive guide you not the negative. Think about this, if you never respond again to a "non-member", of which I am, then they have defeated you and you no longer have won. You have just had a HUGE victory in your life. Why would you let anyone, especially a stranger, deny you the thrill of victory? I am a very sensitive person, which it seems you are as well. I know how hard it is to be how I am talking about, but it sure does feel good to not let anyone who is nothing in my life control my life. Especially if all they want to do is bring me down. You go girl. Rock on. Hold your head high!

My thoughts exactly pats fan!
I don't give one flying fig about what these tarantulas post about me on here.
I know who I am and what I've done and very proud of it, and you should be too Tammy!

tammy, screw the jerks... and congrats on your success. Together we have made a differnce (though i havent been contributing much of late)

Thanks all of you! It is very true that we have made a difference.

JJ,

It's always good to see you. How are things going? Tammy, I don't have messenger but I will get it back when I get home. I will be spending the rest of the weekend at my mom's since it's closer to the hospital. It saves on time and gas right now. She had a much better day today. So, how does it feel to be debt free? It's always a good feeling to sleep through the night :wink:

Good job Tammy! I agree with you completely. You have helped so many people. You, polly, kyside38, mishele, kscornell, erzeke1 have given me hope when I came to this site in desperation with my pdl situation, I would probably still be in a financial mess if it wasn't for you guys. THANKS! I think that the negative comments are coming from people who are angry because you guys are educating consumers about the laws and their rights, teaching others to advocate for themselves. I've been able to sleep at night since joining. Things happen in our lives which we have no control over, and we/you should not have to explain why we ended up where we did, and I know it makes a person upset when being kicked when you are already down. That's how some people get their kicks in life, sad but true. But you got back up!

Tams, we all get hit with that load of muck. Yes it sucks. Just think of the Farside cartoon of what God created on his off-day. He was holding an overturned pepper shaker in his hand that was labeled "Jerks" and he had a mischievious grin across his face. The world it peppered with jerks and is nice dudes have to unfortunately feel their sting frequently. Well, I suggest you go to Blockbuster or Blockbuster.com, rent as much Python you can, and store all the sharp comebacks you like in your memory warehouse, that way every time you encounter a jerk in the forums or anywhere else, you can dispose of them with style and sass!

Tammy--You totally rock! :) Congratulations on finishing T&C! When I paid all my crap off a few months back I didn't know what to do with myself. :) I think it's awesome when I get paid twice a month and don't feel like I'm going to barf thinking about how much of it was going away. :)

Don't let these jerks get you down. They're just jealous. I felt famous this morning when "guest" called me snotty. LOL I know I've helped people, and I've got the almost full PM inbox to prove it.

I love ya girlie! :)

lol, I know what you mean about feeling famous..A guest said I was helpful!

Well you are!!

Jessi, that clown can't pick on you anymore...I deleted the "Dumb People" thread yesterday, and with it, all his god damned misery. You're not snotty by a longshot, he's just a crybaby.

Thanks Jedi!

Hey Kathy..Thanks!!

Anytime, and I'll say again--you are!!

After all the encourgaing posts, I sat down last night and looked at what we have accomplished since I joined this site. Damn, I have accomplished alot. Thick pdl file full of pdls marked paid in full, all the credit cards are paid in full. Then I went over the monthly bills, and it looks so strange not to have T&C, etc on there to pay. You all have encourgaed me to stay strong through all of this and been there when I went crazy because of the collection calls. If it wasn't for all of you, I would still be at the bottom of the ocean instead of now surfing the high seas. It does bother me alot when guests start their sh*t! We all came here with a purpose and we are filling that purpose by helping the ones that are in the same boat we are/were. Horray for Debt CC, and I hope this site will be around for along time. I know I will be! :D

I know how you feel Tammy..I came here right after my Dad died and I was mixed up with the payday loans. I was literally a mess. You guys didn't even know me then, and yet you cared about me and my situation and helped me get everything under control. Then, when my husband was in the hospital last month, you guys pulled me through again. I got emails and phone calls every day from people on this site.

I don't know what I'd do without this place. I love you guys.

Tammy,

I'm still a "newby" but have learned much from you and other people here who have posted very valuable information here. I, too, am grateful for all the wonderful people I have met and for all the care and concern I received when you guys didn't even know me! I got a threatening e-mail from LTS this morning; and if I hadn't seen other posts regarding this company and how to handle them, I would have been devastated. You make such a difference, and it's such a shame that the author of "dumb people" (was he referring to himself, by the way??!!) could bring you down. The way I see it, you were smart enough to know you needed help, sought the help and did what needed to be done and now are debt free!! Congratulations! I can definitely sympathize with your choice not to respond to guests. If I can make a suggestion, though, if you start to read something (or even see in the subject line) that it's derrogatory, then just skip over it without reading it. That way, you would still be able to help the guests who truly do want to be debt free but not read through the junk. Hang in there.

Tammy,

It must feel great to have just "basic" bills now. I know you how struggled trying to get out of the pdl mess when I first got here. I learned so much from the steps that you had already taken. You encouraged me and held my hand when I first got here. Thanks so much. I hope you will be around applauding me when I become debt free next free. This place would not be the same without you :)

That would be next year. Sheesh, it's been a long day :?

lol...Mishele, you need a recliner and a nice cold glass o' wine.

Mishele, You bet I'll be here for your big debt free day. :D I'm not going anywhere. I am here for good.

Tammy,

I look forward to that day. You are an instrumental part of this forum. I consider you a friend. We'll chat more soon once things calm down. 8) 8)

Hang in there,Tammy :D Like I have said,you have helped not only me,but many others as well,and that's what we are here for.Don't let all the good you have done be wiped out by small minded people.Take Care...Karen