I want to get my debt down

Hi Tina, before anything can be advised, let me ask?

Are you current on your bills? Are the medical bills from the hospital and is there any payment done on them?

Welcome to the community,Tina :D Have a look at this thread and see if it helps http://www.debtconsolidationcare.com/steps.html You can calculate your debt,and see what options are open for you. Since you are registered,someone will contact you shortly and discuss different options. Have you talked with your creditors yet? Sometimes if you speak with them they will lower interest and such so you can pay the balance down. Keep us posted,and feel free to ask questions!...KAren