bayfield Credit Group

Where are they based at?

i'm not sure. someone from there office is calling me telling me that i have been approved for a loan. but my credit is so bad i dont belive them

Next, you are going to hear from them to send XX money upfront by doing a Western Union to their mailing address. This will be enough to ring a bell for you.

exactly. especially since i stupidley went down that road last christmas and some man walked off with $600.00 and i never did get my loan or my $600.00 back. so i dont thik so never again!!!

They are a fraud I know. They got me for $1475.00. And now they want more. If they are a real company they will give you a business licence number at your request, you call the state they are in to find out if its a legal lic. number.... which its not. I call the building that they are in and talked to the management company that runs the building.... they are not in it. Do fall for it!

Thanks for the heads up!!! The man keeps calling me and i wont return his phone calls you think he would get the hint!

i tried getting a loan online and a company called fairmount investment group called based in florida (false---state of florida had no record) and i got a little bit suspicious and ended the conversation. Then two weeks later bayfield credit called and left a message when i called back the same damn message and the same voice on their voice mail. When i got someone and confronted him. he had a meeting to go to and hung up. Scam watch out. (also watch out for hawkins group)

So, this company is a fraud?

I checked with the Better Business Bureau about this business, for I got a phone call as well, not to mention it was at work! Anyway, they are routed through Canada and Bedford, MA. The "real" name of the company is Bedford Lending Group. The address is 6 Mudge Way, Bedford, MA 01730. On google maps they look like the business is in a neighborhood next to a school or something. It's hard to say it is legit, but general feelings is it's not legit. It is not a memeber of the BBB. In Canada they go by another name as well. I found them by matching the phone number that was given. The BBB says that there have been reports of scams from lending groups such as this one that are both in the U.S. and Canada. You can visit the website at:
bedfordlendinggroup. com Well, not actually, it takes you to payday loans and other stuff dealing with credit. Becareful, and bombard the BBB with negative complaints on this company!

I recieved a call fron this company as well saying that I was approved for a loan and my credit is not the best. I spoke with a James Clarke and he sayed that I was approved for $15,000 when all I asked for was $11,000 not to mention there very very suspicious interestrate of 6%. They asked me for 6 months payment up front which is wierd because if you're looking for a loan obviously you don't have the money in the first place, right? For some reason they can't accept a credit card payment for the payment, only a wire transfer which is very suspicious. Even though it may sound like your prayers have been answered, don't fall for it, it's a scam.

If anyone finds a legit company, please let me know.

I got a call yesterday because I am looking for a loan. This morning a started looking for this company and can not locate them. They are a fraud as far as I can tell.

I have spoken with a steven gray who contacted me from this company as well . I think it is a scam. It has to be. At 6 percent interest with my credit, they actually pull your credit some how because he knew some things on mine. The vioce on the voice mail does sound exactly like the person i have spoken with he just changes his voice. I have spent a few days trying to see if they exist and i have found no sign of this company being legitimate. I got on this site by accident doing a search for this company. Thank you i was so stupid to think i would get a loan especially with giving money up front that i don't have. My search is over this was a scam.

Im right with all of you, but i have bad credit, but i have found that my bank us bank , does pay advances if you have direct deposit. Also i have had a pay loan with cashnetusa and they havent screwed me. Read fine print is all i can say, and stay away from places that have fast cash in the name..lol fast cash for them they mean, 500 fast cash, and others likee that seem to make so many mistakes and its odd how they try to claim they didnt show a record of it. I think i can vouch for the cashnetusa though. I have had 3 and they havent taken anything they werent suppose to.

Watch out for these guys,This is a Fraud Company. They got me for $1596.00 my stupidity for falling for it. The Names of people are Daniel Phillips 1st person to contact you, Then a man by the name of John Edwards says he is the customer service manager. Do not wire money to Canada The womens name is Vanessa Stevens, I'm working on tracking down their home base. All the paper work they fax to you looks legal and the refund letter looks legal as well. DONT GET SCAMED LIKE I DID. Also Stephen Thompson is the so called CEO. If these are actually the names of Scan Artist who knows. I have reported them to the BBB and to the local Authority, If you get anything that says Bayfield Credit Group @101 Eisenhower PKWY, Roseland, NJ 07068 BayfieldGroup.com 1-866-287-6619 I hope others do not get Scammed.

I recieved the same offer as you did, i don't remember where i applied, but the person (james L. Clarke) called me and offered 5K @ 6% loan rate. I have good credit, but i work in an investment bank and know that a personal loan rate was around 10% avg at the lowest.. even with good credit. I was a bit suspicious when he stated that all he needed was 6 months payment upfront to secure the loan. I was then very curious as to the company status etc, i had my internal fraud dept look at the documents he faxed me (he actually faxed me loan documents) and they found NO information on this bank, my fraud rep did print this out for me letting me know i wasn't the only one. Not saying this company is a fraud, but they have NO i mean NO license in any state. Be aware and careful.

I want to thank everyone here for their postings. I was contacted by these people today for a $6000 loan. They wanted $1060 up front. Fortunately I looked them up on the web before calling them back and found this site.

I confronted Steven Gray and he backed down quickly and said he would withdrawl the loan app.

The phone # they are using now is 1-866-287-6619. Gray is ext 352. I found if you don't leave your name when the service asks he will answer (if anyone has some words for them :-))

My concern now is ID theft. They have a lot of my pertinient information.

I am going to report them to several authorities first thing in the morning.

One more thing. I just contacted Equifax and had them put a 90 day fraud alert on my SSN. It's simple and automated. I recommend anyone whom has given these crooks vital information do the same.

Here is the #

Equifax fraud division
800-525-6285
P.O. Box 740250
Atlanta, GA 30374

I just got a call from this company, talked to a man named Ean Dougy. he stated that I have been approved for a loan $25,000. I t sound good exspecially this close to the hoildays. But when he stated that the only way to get the cash is by sending them $3428. So that's how I end up on this sight because I didn't remember filling out the application so I was looking for the company. i want to say thank you all for te warning,

I got a phone call from them also. I found this site because I did a google search. I had been applying for loans also and they called out of the blue and left a message saying that I was approved for $3000. I havn't called them back. Thanks to this site, I won't ! :D

Can Anyone help me out here about BAyfield Credit Group?? I already sent them money and they did send me a guarantee letter that I will get the funds. Should I believe them??? and is this letter they sent me LEgally Binding. It has all my correct info and it states "We Guarantee deposit"

I also have been told that i could receive a loan for $5,000.00 if submitted $900 (6 monthly payments) and fund would be submitted to my account in 24 hrs. I have received the loan papers, but have done anything with them. Has anyone out there actually received the funds and activly making paymens.

this company is such a scam, i talked to a james clarke to asking me for 6 months payments up front, cuase i was approved for a 15,000 dollar loan, bullshit!!!! THIS IS A SCAM STAY AWAY!!!!

i do believe this company is a scam. i also sent them $700 for the first six months of the loan and then recieved a call saying i would need to send the next six months to secure the loan. i called and asked for a refund after reading this page. they said they will send it to me on a certain date but im not sure if they actually will. someone posted a message saying they recieved a guarantee letter that the money would be deposited, did they ever send the loan?

I spoke to the same James Clarke and he told me the exact thing with the six months up front. I needed 8500 and he told me they would have to round it up to the nearest which would be 10,000. I would have to pay 1,100 up front or 2,200 for next day deposit to my account. I left a message that I didn't have the money and he hasn't called back yet. Thank you for letting me know. There is a website called prosper.com that is supposed to match you with lenders that are willing to bid on you. Haven't had any luck yet though, but I'll keep on trying; I've needed my money since last month!

I got a call last week from a guy named Ralph McCormick, said I had been approved for a $5000 loan at 6%. I didn't really believe it from the get go especially the wanting either 928 dollars or 1100 dollars up front for whatever reason. He called back yesterday stating that his secretary faxed over the loan documents but I never got them. I'm glad I ran across this forum, not that I was going to actually give them money especially with all the suspicion of them wanting that amount of money up front. Obviously you need the money otherwise you wouldn't be applying for a loan. Just watch out for them and his number is 866-289-6619 ext 428.

I just wanted to know if any of the people that fell for this scam ever received the loan or there money back. My sister fell for this scam to and hasn't received the loan or her refund. I wish I would have found this site before she sent them her money.

I got ripped off, I filled out the ic3 form, reported it to the FBI and the Rosemont NJ police I fell asleep on the wheel on this one. It cost me $1200, never again will i ever send money out to borrow money unless I,m buying a house.

I fell into the same trap they got me for $2200. I guess i wont be getting that back. BEWARE!

I sent them 705 dollars, are they going to send me my loan

Why cant anyone stop this scam?

John edwards and company....Ihope they are familiar with the term dead man walking...cause they are.

has anybody after being scammed like this, found a legitimate company that will lend credit challenged people a $2k-3k loan secured or unsecured, if please share the info.

My husband got on this website for loans with no credit check he paid $39.95 for them find the right loan guaranteed. He recieved a call on Oct 12th from James L. Clarke he told my husband he had till the 28th of that month to send the 6 months advance for a 6% rate of loan for 5,000 loan amount of $703.56. I called him try to extend it to Nov.1st which was last week that is when we could get the money to get the loan. We figure with bad credit we had to pay a collateral payment to get it. First he ho hum about it till he let us. Last Wednesday night went to Walmart store to send a money gram to him but the reciever was to Kim Clark. The lady in the customer service said it wouldn't let her through without the reciever number or company name she tried it several times. My husband called James Clarke and told him and his secretary was give him a go around stated it was a person to person and they done this alot of times with no problems. I thought maybe the lady didn't know what she is doing so I went to Speedway gas station they wouldn't do it without the reciever code number which she show me the money gram directions to fill form out. I called James Clarke that same night myself and he said it was person to person no code number needed and they are not a company it was like giving money to a relative. Went back to Walmart so another girl the money gram filled out and I told her exactly what he said and she try it still couldn't go through she called James and he told her how it was done somehow she got it through. Thursday last week we had to sign the last two pages of the contract and fax back to him notice the contract was cut off on the last page I called James Clarke that day and told him about it and he mention he will fax the pages where to be signed. The fax place never recieved his fax so I called him again and he mention about letting his secretary know and they fax it again. My husband called me from the fax place stated it didn't go through again I called James back and he was explaining what page 6 of the contract stated and for my husband to sign and also write that page 6 was discussed on avs(automated voice service) and he had it recorded. He said after the fax we should be getting funds into my husbands bank account no later than 5pm Friday. After he got the bank information off my husband. Friday, my husband got home from work check his bank statement no $5,000, called the bank and they said no money transaction has been made yet. Same information all the way through Saturday nov.4th. My husband called James more less page him within the hour James called him back. My husband asked him where the money is at he told my husband he had to call money gram that they needed more information about the money gram he sent. My husband called Money gram and that is when we found out it was a scam James Clarke and whoever is working with him worked around the money gram system without the code and there are money scams and fraud going towards Canada and the people from the money gram caught on it and put the $700.00 on hold for James told us to take off the 3.65 off the amount they was wanted. We was willing got the money back. James Clarke called at our house this morning wanted to know if we found out what the hold up was with the money gram I told him that it was on hold and only way he could get his $700 is either take that amount out of the $5,000 or deposit the $5,000 into my husband's bank account then the money gram will release the money or refund it. The money is on hold due to scam artist ripping people off in canada. He mention he was not allow to do the other routes but willing to have the $700 sent to their office in NJ. I said no thank you we will get our money back for get the loan for you just answer my question what kind of loan people you are. My husband called the FBI in our state and he told him to go to www.ic3.gov and filed a complaint against the company. I went on BBB last night to check them out and they show their address was not 101 EISENHOWER the way the contract was made out it was 10 EISENHAUER PKWY, ROSELAND, NJ 07068 and the mail was sent back to the postal service due to wrong address.

My husband and i got a call from an IAN MCDOUGALL saying that we were approved for a 8,000 loan at 6% intrest rate which i thought was a little fishy because we dont have great credit so that just seemed odd to me but i went with it anyways. Basically i went through all the same things everyone else did and they got me for 1428.00 I am going to go to an attorney with all the paper work i still have and see if they can do anything about it. I filed a police report on it and i think we must have been one of the first ones they got because when we looked their company no one had posted anything bad about them yet I hope no one else gets caught up in this scam.

anyone who has unfortunately fallen for this scheme contact your local police department with all information you have... phone numbers, names, faxed documents, receipts, etc. they will take a complaint and inform you to contact the fbi, credit reporting agencies, contact the police department in the area of the address they are using and contact the canadian law enforcement officials. make sure you put fraud alerts on everything. if we get enough evidence against them we can hopefully recoop some of what we have lost. if we all work togethor we can stop them from doing this to any one else.

is there a way we can all find to contact one another so that we can put all of our evidence togethor and really nail these jerks at bayfield?i am currently working with the fbi, my local police department, and the canadian officials.if any one has any ideas of how we can get our info togethor please let me know. i wouldn't feel comfortable giving out phone numbers or address'. maybe if we can all send our info to one police department. :!: :?: :idea:

It is a big scam. Please don't fall for it. They got me with 3000.00 on a commertial loan. Do not send them money. Everithing looks legit including the contracts they send you. This people prey on those that need money and they take away the litlle bit that you might have by thinking that the loan will come throw and you will be able to cover everithing.

i just got scamed for 1600.00 is there any why that we can take legal action?

is there a way that we can get all the information gathered and take legal action and if you gave them account information close the account.

I was taken for 3000$ here in the us. It cost me everything. It may not sound like a lot but to a single mom in a desperate situation it was everything. I was fooled nearly 1.5 months ago. then they tried to call me and ask for an additional 3000! I knew I would never see that money again. I pray that they are caught and made to pay, but here's another thing I was told to send money to A lake in ALberta. So they are working accross Canada not just Manitoba!

pm me if you are interested in stopping these guys i am working with the fbi but do not have enough evidence to bring them down my self. with everyone comming togethor on this we can relly nail these jerks

yes and anyone interested pm me. we need to get the ball rolling on this as we don't really have alot of time left before they change names and start again.i am working with the fbi local pd and canadian officials but the more evidence we can get the better

I received a call from Daniel Philips stating that I was approved for a loan for $6,000. I had to send in $900 upfront, so I did like a fool. Then when the funds was supposed to be transferred to my account, which they were not. I received a call from John Edwards that I had to send in another $900 and of course never received the funds. I received another call stating they had to get another lender, because the previous lender had backed out and fax me another loan for $12,000, but needed another $1800, but of course never received the funds and then John had the nerve to call back stating that I needed to send $900 more, so I told him no and he said that he would give me a credit of $200 and to send $700. I told him that was okay and would like a refund. They told me that I would receive the funds back into my account on November 13th the next billing cycle. I know that is a lie. I reported them to Roseland NJ Police Dept, BBB and crimebusters in Canada. I left my account open with no funds in it just to see what will happen.

I sent them money on 10/10/06 in the amount of $2600.00 dollars i was told we had been approved for $10,000.00 dollars the next day they called me and told me the lender backed out and it was ralph mccormick i am suppose to receive a refund on 11/13/06 with a $300.00 dollar credit due to the fact the lender backed out, but i was getting worried when the last 4 days no one will answer so i got on line and all my worries came true so now thanks to bayfield credit i am pregant about to deliver and have 2 kids and a husband and we are losing our house and everything please catch the people that are doing this i can not believe there are people out here like this.

Well i guess i am in the same boat as everyone else me and my husband sent them 2600.00 on 10/10/06 for a $10,000.00 dollar loan i was told that it did not go thru they wanted more money to go through another lender i said you have taken all i got, john edwards said well i can give you $300.00 dollars towards another$1000.00 dollars and it will be in your account tomorrow i said no send me a refund it is suppose to be here on 11/13/06 i am pregant with 2 kids and am about to loose my house and everything if it is not in the bank on monday. I have tried to call and leave messages for 3 days with no response please help me find these people all of my conversations are the same as everyone on here.

I guess I am another victim of Bayfield Credit Group.

i got scammed for 2,900.00 that was every thing i had. i just hope that these guys geg caught before they hurt anyone else.buyers beware

They have already changed their number. It's hopeless, huh?

I talked to two guys. They were Ralph McCormick and John Edwards contacted me and said I was approved for a $6000.00 loan. They need $1600.00 before the could get me my money. I was stupid and sent the money to a lady named Debra Graves in Canada. I have yet to get my money. Now I am in a lot of debt and I don't know what I am going to do for Christmas. I have reported them to Consumer Unit in Vermont. I will probably never see my money again.