Example letter for pdl refund request
Date: Thu, 10/05/2006 - 10:40
Does anyone have an example of a letter they sent asking for a PDL refund? I have settled with a few of mine, but would like to request a refund of the fees I overpaid.
thanks!!
Example letter
mbarrett - I sent a letter this morning to PayDayOK requesting a refund,
Quote:
Date Your Name Your address Phone Number Email address The company Name Company email Company address To whom it may concern: As of today (list date) my account with (list company) is closed and paid in full, as per your correspondence of (list date). After much review of the tremendous amount of interest I have paid to (list company), I am requesting a refund of the excess interest in the amount of (list dollar amount). The original amount of interest I have paid is in excess of (list amount) and the principle amount is (list amount). This amount generously pays back any amount borrowed. All correspondence as of today (list date) shall be in written form with through the email address I provided to you at the time of the application. Please acknowledge acceptance of and willingness to ashere to the settlement described above in writting, within 24 hours of receipt. Sincerely, |
The last paragraph was taken from example letters from pollyandsay's blog. Thanks pollyandsay.
i have not heard back yet so I can't tell you if this letter is effective or not.
Good luck.
How do you figure what you overpaid?
I live in Texas and for instance with Payday OK, I paid $ 1859.30 in interest/fees and $890.00 on the principal (total loans equal to $ 1390 over a 2 yr period) for a total of $ 2749.30 . How do I figure what I actually overpaid? I get confused a little on that! Thanks
Read the post of erzeke1 in the link. You will find info on payd
Read the post of erzeke1 in the link. You will find info on payday loan laws in Texas.
http://www.debtconsolidationcare.com/getting-loan/closepdlaccts-1.html
It sounds you have sent too much to Payday OK on the principal. Claim for a refund. Stand strong because it's your right to get the refund for the excess money paid
example letter
You need to look into what the State of Texas allows to be charged, if PDL's are legal in your state. Then go from there, make sure you have counted enough to make sure you have paid the prinicple amount you borrowed back.
REFUND REQUEST
I have written this letter to request an immediate refund of $49.96 that was taken from my account. I did not authorize any company to withdraw funds from my account and want it returned immediately. I did not enroll with this company. If requesting a loan means automatic withdrawal then I do not wish to have the loan. my address Removed Cajunbulldog
Coleen,you haved posted in the wrong topic.I will answer your qu
Coleen,you haved posted in the wrong topic.I will answer your question though.First this website has nothing to do with removing money from your account.Steps to get your money back are as follows:
1.Contact your bank and dispute debit as fraudulent.
2. Find out who did debit from your bank and contact them directly to inform them not to debit without permission.
