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INNOVIS

Date: Thu, 07/14/2005 - 10:19

Submitted by redeemedsh
on Thu, 07/14/2005 - 10:19

Posts: 9 Credits: [Donate]

Total Replies: 1


Information for Innovis ("fourth" credir reporting bureau)

You can obtain your Innovis credit file by writing only. This file is just like all other credit reports, except it is not as widely know, but used just as much. The address to request your Innovis file is:

Innovis
PO Box 1358
Columbis, OH 43216

The phone number to call is: 800-457-0247

It is my understanding that information from your Innovis credit file is responsible for mail credit card offers, or lack thereof depending on if you have negative information in that file. You have the right to request and dispute information in this credit report, just like all the others. I hope this is helpful to someone, I know that it is to me.


Hi redeemedsh

Innovis did not gain much popularity as compared to the other three credit bureaus. Innovis specializes in helping creditors compile mailing lists. They do not sell consumers' credit histories to lenders, insurers and potential employers.

Moreover, any adverse information from the Innovis credit bureau can prevent you from getting favorable credit offers in the mail.

Also, I heard that they do not post any physical address for the consumers so that they can reach them and order for a credit report. As per the fdcpa law, consumers should be able to request for credit reports from them and dispute if there is any mistake.

I found this one to be the address of Innovis.

Innovis Credit Bureau
PO Box 219297, Houston, TX,
77218-99297.

Also there might have been some instances where this credit bureau was able to provide the quickest and accurate details of the consumers in comparison to the other bureaus.

So, let's see if Innovis will be able to acquire the same popularity like the other three bureaus

By the way, thanks for the information and offering help to the community.

Roxette


lrhall41

Submitted by roxette on Thu, 07/14/2005 - 14:21

( Posts: 4009 | Credits: )