Got my first phone call from Cash2Day4U - Cash Today Ltd
Date: Fri, 10/13/2006 - 05:45
So, the reason I am posting this is because I have read nothing but bad news about them. Are they being nice just so I will call back and then they start getting nasty?
Ideas, thoughts?
They're a real pain in the neck....When you call them, they will
They're a real pain in the neck....When you call them, they will have some outlandish amount that you owe...
If you still owe your principal, offer them that only...(Which is more than likely $200) They'll take it.
Mention the fact that they are not licensed in the US...They LOVE that....See if they say if they're licensed in all 52 united states...lol That's what they told me.
Well, I can't pay them right now so I doubt I will call them bac
Well, I can't pay them right now so I doubt I will call them back until I can
52 states? Since when do we have 52? I know I slept through al
52 states? Since when do we have 52? I know I slept through alot of social studies classes, but I do remember them only showing 50. Good grief!
I think they count Puerto Rico and the Virgin Islands, heh
I think they count Puerto Rico and the Virgin Islands, heh
They are being nice so you can call them back... Did you send t
They are being nice so you can call them back...
Did you send them a cease/desist letter? They are not licensed anywhere from what I have gathered and they are an on line payday lender with no store fronts. Not to pry but how much was your loan and how much have you paid thus far? I'm sure like the rest of us here that have dealt with them you have overpaid them. If it wasn't for this site I would still be oblivious to how they have gauged me over the last several months and not being educated concerning these types of lenders.
I have actually been going back in forth with them but under Route 66 Funding. I sent them the cease/desist letter and that all communications are to be in writing. I filed complaints against them with the State Attorney General, The Federal Trade Commision and the BBB, and filed an affidavit with my bank.
These are are some of the names they go under as well:
Route 66 Funding
Cash Today Limited
Cash Today Limited dba Route 66 Funding
Cash Today Limited dba Interim Cash Limited
Cash Today Limited dba Cash 2 Day 4 U
Also, did you look up Florida State Laws concerning payday lenders? If not, here is the link:
paydayloaninfo.org/states.cfm
Quote:
Florida State Information Legal Status: Legal Citation: Fl. Stat. Ann. ???? 560.401 et seq.; Rule 69V-560.901-912 Loan Terms: Maximum Loan Amount: $500 Loan Term: 7-31 days Maximum Finance Rate and Fees: 10% + verification fee Finance Charge for 14-day $100 loan: $15 apr for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: One Rollovers Permitted: None (cannot rollover) Cooling-off Period: 24 hours Repayment Plan: Yes Collection Limits: Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages Criminal Action: Prohibited Where to Complain, Get Information: Regulator: Florida Office of Financial Regulation Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee, FL 32399 Phone: (850) 410-9805 Fax: (850) 410-9748 Regulatory Contact: http://www.flofr.com/ , |
That's what I asked him. I said, "I went to a country school, b
That's what I asked him. I said, "I went to a country school, but our books were printed in the big city and they said we only have FIFTY!" He was not amused...lol
My eight year old's social studies book only shows 50 states als
My eight year old's social studies book only shows 50 states also. Wonder what school he went to. Maybe a school for looney tunes.
Oops forgot to recommend visiting Polly's Blog Page. She really
Oops forgot to recommend visiting Polly's Blog Page. She really knows her stuff and that is where you can find the template for a cease/desist letter too. She is very helpful just like everyone else here.
http://pollyandsay.yesdebtfree.org/
http://pollyandsay.yesdebtfree.org/template-letter/
Yes, I know about the letter, my problem is this: I have no way
Yes, I know about the letter, my problem is this: I have no way of contacting them other than the 800# - I don't have a fax and I don't tknow their address. How do I send the Cease and Desist letter?
Furthermore, have they ever given a refund that anyone knows of?
Mmmmmm 52 states, eh?? Let's see, Washington DC is one and maybe
Mmmmmm 52 states, eh?? Let's see, Washington DC is one and maybe Los Angeles??? Who knew, lol?? One thing is very clear here: These people ARE NOT, repeat, ARE NOT nice. What they are is CRAZY!!! What is your total balance off a $200 loan: $1200?? Don't laugh, they will do this!
Cash Today
Hi Chagrin: I have a physical address for these creeps. I took out a $200 loan which then escalated to over $1000.00. I complained to the BBB in Nevada which then Cash today reduced it to $600.00, all while hounding me at work. They have finally stopped. Here is the address:
Cash Today
1005 Terminal Way
Suite 110
Reno, NV 89502
Good luck
Missy, Please clarify - you paid 1000, right in the 79 dollar or
Missy, Please clarify - you paid 1000, right in the 79 dollar or whatever fees? Then you say they reduced it to 600. I am not sure I understand fully. Did you have to pay them another 600? Or did they refund you?
Furthermore, someone else stated that they are in UK (which is h
Furthermore, someone else stated that they are in UK (which is how I did my loan) so which is it?
You will find in the journey of dealing with pdls, they state th
You will find in the journey of dealing with pdls, they state they are in a certain state, but later you find out they are in a totally different area. Take Sonic for instance, they gave US addresses, British Columbia when they are actually located in Malta.
HAA, that's hilarious! So, that whole thing about them calling m
HAA, that's hilarious! So, that whole thing about them calling me from Britain, and "governed by the laws of the UK..." I can send my letter to that Nevada adress and it addresses the same company?
These are the emails addresses I used when I sent my letter to R
These are the emails addresses I used when I sent my letter to Route 66 Funding:
payment(at)route66funding.com
application(at)route66funding.com
customerservice(at)route66funding.com
darrenw(at)cash2day4u.com
aarong(at)heathmill.com
returns(at)cash2day4u.com
and this UK address for Route 66 Funding
LONDON ADDRESS:
Northway House
1379 High Road
London, N20 9LP
Cash Today Limited is located in the US, did you call this number 1-877-564-7738? Or did they give you a different number to call back?
I took out a $200 loan w/$79 finance fee and before I found this place I had already paid out $948. They will try to tell you that you still owe the loan amount regardless of what you have paid thus far. They state the finance fee does not go towards the prinicpal which is bull. As you can see my loan was well overpaid, don't know if I will get a refund but if they quit deducting and mark my account paid in full I will feel good about that.
When did you send the letter, and do you plan to just not pay, o
When did you send the letter, and do you plan to just not pay, or negotiate with them? I was told to call that 800-670-4075. I am confused, is cash2day4u in UK or us, and where should I send the letters to?
Frederick D kelly
I had a loan from a pdl and it was 500 the above mentioned law firm say I owe 3550.00 I have dealt with them some the first young lady threatened me with jail hung up a few times etc I sent a cert letter then they called wanting my fax number so they could fax the info I said I rather do mail...that was a couple of weeks ago...I also ask them if the were licencesed to collect here in AR they said they were a law firm so that didn't matter?? Help!! oh and cash today ltd...still want 79.00 from me even though I paid many times the principal and then on top of that I sent them 200.00 buck to the reno address...
Chagrin - they have two addresses in the US, one in NV and one i
Chagrin - they have two addresses in the US, one in NV and one in NY (Interim Cash Ltd, another name they use) for appearance's sake, but they are physically in the UK. They give these toll-free US call-back numbers, but the incoming calls are actually patched through to the UK. If you have caller ID and ever notice the number on the display when they call you, it starts with 44, and there is no name displayed. This is the country code for the US to the UK.
I would send your letter to both the US and UK address, that way you've covered your bases and know that someone from their organization will receive it.
Rocky - who is the law firm you are referencing in the above pos
Rocky - who is the law firm you are referencing in the above post? As for Cash Today Ltd., they aren't still debiting your acct., are they? You've more than paid back the loan, so just stop paying. They will threaten all kinds of bogus stuff, send emails from their "Investigations Dept." and mention fraud. They are not licensed anywhere, are a "paperless" lender, which is illegal, as a written disclosure of the apr and loan note disclosure must be provided, which they never do. A recorded agreement on the telephone is not going to stand up to enforce a binding legal contract. They harassed me up until recently. I kept replying to their emails from the "Investigations Dept." by stating that I had more than repaid the loan, had been charged an illegal interest rate, was not provided with a loan note disclosure, etc., and if they contacted me again, I would take the matter further. I made sure I copied the head of their organization on the email this time and I haven't heard another word from them, and it's been over a month.
Got a fax number finally for them - they offered me to pay back
Got a fax number finally for them - they offered me to pay back my loan for 279, and told me to send the money order to that Reno, NV.
I told her I would try but she was a bit persistent, so what I am going to do is send them a 75 dollar money order and do it that way, every 2 weeks.
Sounds good, Chagrin. If they want it, they'll take it, right?
Sounds good, Chagrin. If they want it, they'll take it, right?
They're a pain in the neck to deal with.
Could you share the fax number you got from them? I'm having a
Could you share the fax number you got from them? I'm having a problem with them too but haven't gotten as far as you have, Chagrin.
Darn it, sorry dude. I ahve now lost thier fax number - I will g
Darn it, sorry dude. I ahve now lost thier fax number - I will get it back tonight though, I am calling them again
AARGH! I could have sworn I posted their fax number down somewhe
AARGH! I could have sworn I posted their fax number down somewhere, but now I cannot find it
hello,is cash2day still operating.......plz reply ASAP. 10xx
hello,is cash2day still operating.......plz reply ASAP.
10xx
I totally hope not--as I know they recently got hit with a huge
I totally hope not--as I know they recently got hit with a huge fine from the FCC for their shady dealings. Couldn't have happened to a nicer outfit...