Credit Card Debt

Date: Mon, 10/16/2006 - 07:54

Submitted by anonymous
on Mon, 10/16/2006 - 07:54

Posts: 202330 Credits: [Donate]

Total Replies: 1

I have been living on credit cards for a while, transfering balances, getting new credit cards, increasing limits. I believe I am around 20,000 in credit card debt, and am having issues remembering to pay the 5 minimum payments per month. All I want is to consolidate all of them into one monthly payment, but don't know the best option for that. I currently have a car loan for 28,000, a mortgage for 200,000 and student loans of 12,000. I am ok with those three, but need to get all the credit cards onto one loan, mabye a personal loan from a bank.

Michael, did you apply for the free consultation quote? A consul

Michael, did you apply for the free consultation quote? A consultant in your area will receive your contact info. He will call to discuss about your credit card debts and frame your payment structure with the creditors. Everything will be combined under one monthly payment.

Consolidation will be helpful because the counselor will call your creditors and negotiate to lower down the existing interest rates. If you have any late payment fees tucked in the account, it can be waived off, thus reducing the total debt balance.

You can also consider a debt settlement program as a suitable option. This will settle the complete debt by 40 to 60 percent. Know about each of the program before deciding the best one that sounds helpful in your situation.

http://www.debtconsolidationcare.com/debt-solution.html

lrhall41

Submitted by IncredibleHelp on Mon, 10/16/2006 - 10:41

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