Shotgun by my door

No, you can not legally shoot the collector. You have to prove you were in imenent danger and feared for your life and had no other way of protecting yourself. When you have the choice to not open the door. Put the shotgun away, no collection agency is coming to your house to collect your debt.

WOW!!! Really are you kidding me. You cant be serious. I knew that some of the people on this forum were idiots, but I mean REALLY. I hope a collector comes to your door, the bone collector that is. That would mean one less moron populating a nation that is already filled with enough.

No need to shoot the collecter ,simple don't answer the door.Yes they threaten you and say mean and awfull things and even go as far as taking you to court ,but please no shooting for you won't go to jail for a debt but you will go to jail for shooting a bill collecter.

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wow. This is an interesting one.

If you think you can shoot people just for being on private property, then I fear for the lives of meter-readers, mail carriers, delivery people, adn census takers in your area. If the debt in question is owed on a vehicle, then not the collector but the repossession rep would have a right to set foot on your property in order to reclaim theirs.

Suicidal Tendencies a band from a very long time ago have a song called "Insane In The Brain" I think this fits well in this situation. Did they actually think anybody would be backing them up on this ludicrous idea? I think not.

I second that Amy!

Yeah, even I wouldnt say crap like that and I do hate collectors with a passion! Well, the dishonest ones anyways... I pay mu bills so the only ones that call my house are trying to pull some sort of scam.

On a lighter note, I had a new colletion agency call my house and leave notices on my door ( its a rent to own place so theyre local). The person who was renting my house before I bought it decided to trash the house because he was mad that he had to move out ( that and he had to accually pay rent elsewhere because he wasnt paying the rent here). I found ut where he moved to and told them where he was - but only because they were nice to me and didnt try to harrass me. I guess there are nice collectors in the world.

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You know what, I actually pointed my hubby's 30-06 at a property inspector because he was peeking in the windows. Then one day he came to the door and demanded to come in, so I said wait a minute and I grabbed the 12 gauge and told him to let his conscious be your guide. They were both unloaded, be he didn't know that. This happened when all the collection agencies were calling, pdls harassing, close to losing our home. Being in this kind of financial trouble will make you do strange things. Then once you get everything taken care of and a handle on things, you think back and wonder why in the hell did I do that? I could have been arrested for pointing a gun! Thank goodness the kids were in school when this happened.

Wow, what did the inspector do? I would've ran all the way to my car and not look back. Did he call the police? You are lucky. I understand that people tend to lose their judgement when faced with financial disaster or other life stressors can trigger emotions we never thought we were capable of. Hopefully this person has read the responses and come to their senses.

Ironically enough Jedi, I thought to include you just as i clicked the reply button.... and shiatting you either!


Man I still thank my lucky stars Im in Canada so i dont have to deal with outrageous medical bills. How on earth do people expect you to pay them???? You can work your ass off trying to make something of yourself and in one second it all goes down the tubes due to an accident or heath problem... AND to put the icing on the cake, have collectors crush you even more! It doesnt make sence, I really feel sorry for people in this situation, i really dont know how you cope. I know i wouldnt be able to mentally survive a situation like that.

In all honesty, my heart goes out to all of you who are or will deal with this horrible possibility. Its F**ked up in my opinion.

I wish we had a system set up like Canada's health plan for it's citizens. That would be one less stressor added to life knowing that you were taken care of in case of a medical catastrophe. But I don't see that happening in this life time.

America should adopt many policies used by other countries that make them more productive and economically stable. Canada's medical system, and Denmark's education, medical, and limited public assistance system to name a few.

Tammy, that guy should not have been peeking in your windows. That's invasion of privacy, I'd point my shotgun at him too.

I am sorry to cause such a backlash, I was only foolin. I only aim shotguns at lawyers. j/k. I am just at wits end with the nonsense of my past foolishness. I must lay in the bed that I made. May the force be with me.

In time your situation will get better if you take the steps to get there. If you need to vent this is a good place, and if you have questions it is an even better place to get advice and help with your debt situation. You have the force in you to make a change in your finances for the better, many of us have been in your situation and having the feelings of helplessness and hopelessness. Keep coming back and take the advice of others on this forum, I did and I saw an improvement in my situation. You did not get here over night so it won't go away over night. There are ways of dealing with your creditors, let us know what type of issues you are having and somebody can help you through it.

Thanks for responding. I am obviously new here. My situation sucks as Im sure alot of you did or are going through tough times as well. I have large credit card debt from bad buisness decisions and gambling/drug addiction. I have since broken the gambling addiction and WILL break this drug addiction very soon. I here alot of people talking about PDL's, what exactly is a PDL? I guess I should stay away from them. It seems like alot of people have problems with them.

jbtemtp,

DUCT TAPE IS LIKE THE FORCE, IT HAS A DARK SIDE AND A LIGHT SIDE AND HOLDS THE UNIVERSE TOGETHER!

My heart goes out to you my friend in your time of need with your addictions... There are MANY people who can play with drugs and not have them affect their lives. It is not your fault that you became addicted. I know youve heard it all, just sticking up for you because you might get flamed....
Addiction is the same as having any other glitch in your system, just like not producing enough insulin.... Good luck to you, I hope it all works out.

Oh, and PS, talk to Jedi, shes kinda like Yoda.... funny looking but wise...... lol...


J/K!!!!!!!

Ummm, If Canada's health care system is so great, then why are all the Candien's coming to the US for procedures they can't get in Canada, or have to be on long wait list to have done? Goes to show the grass isn't always greener on the other side of the boarder.

IF more American would take an interest health care cost, and question excessive charges, our health care system would be a pretty good one. Truth is the QUALITY of care in the US is among the best in the world. Its the Accessibility and economics we need to figure out.

The wait lines are so long for procedures in Canada because people come to canada to get a free ride. If we prevented non tax paying people from taking advantage of us we probably wouldnt have this problem.

Still, Id rather wait a few months for a test, or have the choice to simply drive to the states and pay rather than lose everything Ive ever worked for because I got sick!

The reason there are no wait times in the states because few people can afford to pay for it.

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OH NO!!!! Ari is gorgeous, funny looking is ridiculous...That's plain silly, and I'll kick the leftovers that Ari doesn't kick.

Nope Steelers, neither do I. The hospitals, doctors, pharmaceutical companies, insurance companies, etc., would not be able to bleed us dry as they have done for so long. I lived in England and they have national healthcare. It was a new concept to me. Of course, like any other program, it has its problems, such as waiting lists for surgery, the National Healthcare System always being in debt and medical professions not paying huge salaries. But, you know that if you drop in the street, the EMTs aren't going to be raiding your belongings looking for proof of healthcare insurance, and you don't have to worry about co-pays, co-insurance and the possibility of facing bankruptcy due to mounting medical bills.

Medical bills are what started me on this road to financial despair. We paid out over $8,000 in medical bills last year, enough to claim this on our taxes, which is sad.

Three words folks.

DAR-WIN-ISM

End of story.

The strong survive and the weak perish. That is what makes a country and a world strong, not handouts and free health insurance.

I take great offense to that. So you are saying that the disabled should perrish? They are unable to provide for themselves, are you saying to let them out in the world without support mechanisms to survive? I have a severely disabled son, are you suggesting that he has less rights than you? Are you saying that you are superior and therefor your life has priority over his? One word, 2 syllable:
A$$-HOLE! Thank God we live in America, and thank God for the American's with Disabilities Act, and thank God the majority of citizens around the world do not have the evil that lurks inside your head!

I was teasin Jedi...

As for the strong survive and the weak perish? Have you ever heard of welfare dude? That idealim is long gone. In Canada you get rewarded for having children out of wedlock, free school, daycare, nicer housing than the working population. The Strong survive to support those who chose not to work.

The key phrase in the above statement is:"those who chose not to work"". I do not believe society should provide for those who are capable of engaging in meaningful employement and don't do so. I do believe that as a society we have an obligation to care for those who are born with disablities, or who have acquired medical/mental conditions, or became disabled due to a tragic accident. I am about to get on the biggest soap box! I am a big advocate for the disabled and disadvantaged so please, do not take me there!

Ok, I'm not going to be the baloney in this sandwich, but I will say this. I do sympathize with those who are disadvantaged at no fault of their own, however, I despise people who are not all that disabled but collect disability anyway, I also hate welfare with a screaming passion. I know there are folks out there who are in wheelchairs, have diabetes, cancer, missing a limb, whatever, and work full time anyway. More power to you folks!

I agree with Steeler--put your shotgun away, no one's coming to collect a debt. (Are you expecting a repo man?) It's not worth it either way; behave before you wind up hurting yourself some way. You've got to do what's good for you & that includes not going to jail. God bless you.