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court hearing

Date: Thu, 10/19/2006 - 14:34

Submitted by anonymous
on Thu, 10/19/2006 - 14:34

Posts: 202330 Credits: [Donate]

Total Replies: 4


well went to my court hearing yesterday for old cc debt..all i got was another continuance hearing.. i sent out a dv letter a few weeks ago but have recieved nothing.. they did show up in court but pulled me aside to try to settle with me..some may htink im crazy but i did not go for it as i did not and still do not know if anythign is correct in this matter.. even if they had proper info i still do not have teh money $ for it at thsi time.. they did not have anything that i felt was proof of debt.. this is wht they showed me,, a single paper with oc,balance,chrge off date,and apmt listed as 6 months after chg off date,in which i know darn well i hadnt made a pmt in at least a yr before teh date they had on record.i ? them on this and was told this what the pmt date they had..wichim assuming is the date jdb bought it not when i made a pmt.... was that enought info they should have had for me or was i right in doin what i did?


I guess you should draft one dispute letter and mention the points in it. Mail it to the company's address through certified mail with return receipt requested. Keep one copy to show to the judge in the next hearing date. Do you have the receipt of the debt validation letter sent earlier? That receipt will prove the company's failure of giving you the required info. Don't miss the next hearing date. The judge will hear your explanation before deciding anything.


lrhall41

Submitted by Flying Cats on Thu, 10/19/2006 - 15:33

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yeah i do have teh reciept from dv letter..this is teh 2nd time they had a continuance..im wondering if this is all teh documentation they have and are trying to come up with more??.this has been goin on for almost 2 months now.. in 2 months time wouldnt u think they should have had all teh proper info for court or if they htought this was enough they would have just went ahead with it yesterday instead of continuing it? ..plus its at least a 60 day continuance this time.


lrhall41

Submitted by on Thu, 10/19/2006 - 16:34

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Court proceedings are lengthy. I only feel that judge does not want to make a wrong decision on anyone and do willful injury, if that's the case.

The company has already taken enough time to show papers if there is any. They will not want to avoid a single chance in the court room if they had a legal stand. But this is all suspicious and unfortunately you are to take this.


lrhall41

Submitted by Flying Cats on Thu, 10/19/2006 - 17:06

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yeah i totally understand what ur saying.. i know my daughters personal injury case has been goin on for 2yrs now..my point was if the attourney for teh plaintiff felt they had enough info i dont see why they didnt just present what they had at yestedays hearing..i dont think teh judge was too happy about them wanting another continuance.. either that or that i ? it..they told the judge that they needed more time to gather the info i requested ..it just seemed to me that htey didnt have the proper info to validate it so instead is dragging it out.. they did not show the judge one thing


lrhall41

Submitted by on Thu, 10/19/2006 - 18:15

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