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who is GFSIL?

Date: Fri, 10/20/2006 - 10:15

Submitted by jenga516
on Fri, 10/20/2006 - 10:15

Posts: 9 Credits: [Donate]

Total Replies: 29


I cant seem to find who GFSIL is, but they have been ACH charging me 79.00 every month. I do not even know if I did a payday loan for this? What do I do?


GFSIL is discussed in this forum many times. See this link for others posting about them.

http://www.debtconsolidationcare.com/settlement/pdl-dealing.html

Take the help of your bank in this matter. They will put a dispute with the company and identify the purpose of debiting money. If GFSIL is unable to verify the charges, your bank will help in reverting the charges. GFSIL is not licensed in many states and they don't have a genuine business in US. They are affiliated with International Cash Today operating from UK.


lrhall41

Submitted by BuildingWealth on Fri, 10/20/2006 - 11:29

( Posts: 491 | Credits: )


I just got off the phone with them, and nobody could tell me what states they are licensed in- they kep repeating over and over "we are governed by UK laws". We took out an original loan for 200, fees= 79, and have since paid it off about two and a half times, and they are going to be taking another 200 on Nov 3. Do I go to the bank and dispute these charges? or do I put a stop payment on anything from them? I dont know what to do- because they couldnt tell me if they are even licensed in MA- because she would only tell me that they are governed by UK laws. Ugh


lrhall41

Submitted by on Wed, 10/25/2006 - 14:30

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Go to the bank and put a stop payment on them and send,fax, e-mail them a debit revokation letter. You may need to close and open a new account to stop them, these pdls go by so many dbas. They are going to threaten all types of lies, just know they are lying. It looks like you have paid back the principal and then some. If they threaten to have you arrested tell them to come and get you because you have never been to the UK. Crooks.


lrhall41

Submitted by WHEREAMI? on Wed, 10/25/2006 - 14:32

( Posts: 5263 | Credits: )


These people must be connected with World Wide Cash and International Cash because the phone number looks the same. You cant stop payments on them by ACH because they will try the old papercheck routine. Like Check9999 they did it to me. Close that account. They will bleed you dry. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Wed, 10/25/2006 - 14:43

( Posts: 2477 | Credits: )


this is scarey stuff. thank you for the advice! I am just nervous, because the woman on the phone was basically yelling over me saying that when we took out the loan WE agreed to their terms, and that one of the terms is that you will renew your loan every month if you dont contact them within three business days before the loan is due or something like that. So, we have def paid the loan principal about twice, so can they still garnish my husbands paycheck?


lrhall41

Submitted by on Wed, 10/25/2006 - 14:47

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Are GFSIL and ameriloan the same company?


lrhall41

Submitted by on Wed, 10/25/2006 - 14:58

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No ameriloan is an affiliate of Rio Resouces. These people GFSIL claim to be from United Kingdom. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Wed, 10/25/2006 - 15:01

( Posts: 2477 | Credits: )


I'm in MA. Does anyone know how I would find out the legal interest that can be charged in my state- or if I can find out what is the charges that are legal in my state?


lrhall41

Submitted by on Wed, 10/25/2006 - 15:09

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oh- and I just read that they are calling it a "processing fee" not interest.


lrhall41

Submitted by on Wed, 10/25/2006 - 15:11

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You are supposed to pay the principal amount only. They can't tuck any further charges because your state doesn't specify any legal charges on the principal amount. The principal amount was given to you not following your state laws. Out of moral obligations, you are liable to return them that much amount only.


lrhall41

Submitted by aciotsf on Wed, 10/25/2006 - 15:14

( Posts: 511 | Credits: )


Aciotsf is right, you should only payback the principal because you did get that, all though thye did it illegally. Figure out how much you have paid in there "processing fees", roll overs fees, or interest whatever they are calling and deduct that amount from the principal and that is what you should pay them back. If we don't pay back what we legally owe then we are no better than the crooks that they are.


lrhall41

Submitted by WHEREAMI? on Wed, 10/25/2006 - 15:16

( Posts: 5263 | Credits: )


wow...i didnt even know there were two pages of replies. Thank you everyone so much for all your help! I have paid off the principal to gfsil twice now, and they are threatening to take another 200 on Nov 3, so I am going to go into my bank and put a stop payment or whatever I have to do so that GFSIL will not be able to touch my account. I am not so much worried about them coming after me anymore, but I am concerned about them debiting my account using another name- or something like that which one of you said yesterday- that they go by many different names(?).


lrhall41

Submitted by on Thu, 10/26/2006 - 06:11

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Jenga, You better watch them as I have said before even if you stop the ACH transactions they pull the old paper check routine to bleed you dry. Like they will send a check thru with the number 9999 or something like that. I would open a new bank account. Good Luck KYSIDE38


lrhall41

Submitted by KYSIDE38 on Thu, 10/26/2006 - 06:16

( Posts: 2477 | Credits: )


This company is taking 60.00 from my acct. I need to find a 1800 number for them but can't locate one. I receove text messages from them and have texted back asking them for a number or for them to contact me. No reply back.


lrhall41

Submitted by on Wed, 11/15/2006 - 05:17

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well people all you have to do is if they yell..you yell too louder,stick to your demands, don't go into too many details, sound confident and tell them you went over your state laws and were advise by the AG ofice not to pay them and they should give you a refund!!! i just did that to 500 fast cash an the lady was so calm at the ed of te conversation..i thought i was the bill collector LOL

good luck people...and keep reading the forums for ideas, support and advise...


lrhall41

Submitted by drowingindebt on Wed, 11/15/2006 - 06:46

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