I have made some payments without getting the debt verififed

Do you think this debt is valid is that why you went ahead and paid on it? I would suspect that you can't get a validation for a debt you acknowledged by paying on it but I may be wrong. How much is the debt? Who is the creditor? How much have you paid towards the balance?

You can get a debt validated anytime. For a quick validation that might help you put your mind at rest.. call the origional creditor and ask where it is. If they haven't sold it already they should know.

Also send the letter of request though to the collections agencies.

Go ahead and use this letter of mine to get the debt validated and let us know what happens. Good luck

Company Name
Company Address
City, State & Zip

Date

RE: Account No. If Available


Dear Sir/Madam,
I received the following letter in my postal mailbox on (date) and would like to notify your company that your claim is disputed.

In accordance with the fdcpa, I have the right to request for a validation of my debt. This is asking for proof regarding this and verifying the same.

Please attach copies of the following with the reply:
1. The agreement which authorizes the creditor to collect debt on the alleged debt.
2. The signed agreement from the debtor conforming to pay the creditor.
3. The documents regarding the payments made on this account validating the amount.

With regards,




Your signature

Your name and address

You can request debt valiation anytime, however the SOL has started over since you paid on this debt.

Regards
Mike