Any Suggestions???
Date: Thu, 10/26/2006 - 05:51
Bank of America / MBNA
I have a credit card with MBNA/Bank of America with a balance of $12,565.00. I am disdabled on SSA, with a monthly income of $850.00. I just contacted Bank of America about reducing the 15.24% rate; they told me absolutely not! I told them that if they couldn't lower the % rate, then I would have no other choice but to file for bankruptcy. They then told me NO, but they were going to lower my credit limit from $30,000 to $15,000. Any one have any suggestions?
I signed up on this site and CCOA contacted me, but I was told they use R.A. Brennan, but after reading all of the negative complaints about him, I am afraid to use him. Any more suggestions would be appreciated.
I have a credit card with MBNA/Bank of America with a balance of $12,565.00. I am disdabled on SSA, with a monthly income of $850.00. I just contacted Bank of America about reducing the 15.24% rate; they told me absolutely not! I told them that if they couldn't lower the % rate, then I would have no other choice but to file for bankruptcy. They then told me NO, but they were going to lower my credit limit from $30,000 to $15,000. Any one have any suggestions?
I signed up on this site and CCOA contacted me, but I was told they use R.A. Brennan, but after reading all of the negative complaints about him, I am afraid to use him. Any more suggestions would be appreciated.
suggestions
Artie, You could try T&C acceptance I have heard many good things about them. Do a search on google for them. I dont know that much about credit cards. Good Luck KYSIDE38