Collection Practices

Date: Thu, 10/26/2006 - 18:59

Submitted by anonymous
on Thu, 10/26/2006 - 18:59

Posts: 202330 Credits: [Donate]

Total Replies: 4

Does anyone know how far back credit card companies or collection agencies are allowed to go back to collect a debt, in the state of Ohio?

you can contact a local atty and find out what the statue of lim

you can contact a local atty and find out what the statue of limitations is to collect....also the will go by the last pay date ....its usually 3 5 7 years it goes.....im a paralegal at a collection law firm any questions let me know

lrhall41

Submitted by on Thu, 10/26/2006 - 19:41

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pulling my credit

I found that this true logic financial company pulled my retail credit bureau...To the best of my knowledge I owe no bad debts to anyone...what can I do and are they allowed to pull my credit without notifying me?

lrhall41

Submitted by on Thu, 10/26/2006 - 20:20

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tommyg

have you applied for credit or a car loan?

lrhall41

Submitted by on Thu, 10/26/2006 - 20:23

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They can collect it until you pay it. Doesn't matter if it's on

They can collect it until you pay it. Doesn't matter if it's on your credit report or not.

They are given a limited amount of time though in which they can sue you for it. That is called the statue of limitations. When that expires they can still legally collect but are unable to gain a judgement against you.

lrhall41

Submitted by FYI on Fri, 10/27/2006 - 10:22

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