Afni Inc Collections send me a dunning letter. Should I send a DV?
Date: Mon, 10/30/2006 - 11:17
First of all, it is addressed to my first name, different last name(almost same name, but spelled different), my address.
Second, the last sentence says they are debt collector attempting to collect a debt, and any info will be used for that purpose. Nowhere does it give me the "right to dispute withi 30 days statement." Isn't that required by law?
Lastly, I never had telephone service in New England which is what they say it is for.
I absolutely want to dispute this. Should I send the typical debt validation letter? Should I mention the fact about the 30 days dispute?
Thanks for any help you can give me.
Federal laws stress that the debt validation should be done by t
Federal laws stress that the debt validation should be done by the collection agency in a fair way.
The information given to you by afni collection agency sounds to be disputed. You must put the points in a letter sent by certified mail and return receipt requested. AFNI should stop all collection attempts on you until they have all the requested information you asked for.
When dealing with afni inc collections, you must make them valid
When dealing with afni inc collections, you must make them validate the debt. They tried to collect $.02 cents they claimed Illinois Power had turned over to them. When my hubby contacted IL Power, they stated they never turned anything over to them and we didn't owe any money to them.
2 cents? I would have requested a debt verification letter and a
2 cents? I would have requested a debt verification letter and any other letter I could from them, then mail them the two pennies. Would have been fun to see how much money you could make them spend to collect 2 cents.
I have a similar problem with afni inc collections. They assigne
I have a similar problem with afni inc collections. They assigned a debt from DISH network to me, even though the debt is for a person with a different last name from a different state. When I went through Experian to correct, AFNI resubmitted the debt by updatng their files with new address and addressed to the false name. When I called them, they asked for a copy of my driver's license, my SSN card, etc. Is it standard to fax this information to them? After all, I have no valid debts with them.
This is just my opinion. I would NEVER fax a collection agenc
This is just my opinion. I would NEVER fax a collection agency my drivers license or my SSN. Shouldn't that information be provided to them by the company that has referred the account for collection? Seems to me they could somehow make an account that isn't yours be yours because they now would have that info. Know what I'm saying?
afni inc collections, I have to say, was the easiest CA I had to
afni inc collections, I have to say, was the easiest CA I had to deal with. They purchased an old AT&T cell phone bill that was over a grand. When Cingular bought out AT&T my sons took their cell phones and switched to Cingular. The account was in my name with my social. Well Cingular never asked my permission to switch the plans and AFNI couldn't come up with the proof and had to delete it from my report.
Afni inc.
I got a letter stating the same. I read it it was for Verizon Telephone company. That is how I knew it was Valid. But I made sure about it and called the Verizon Telephone company. I made sure though all calls to Verizon and afni that I spoke to a live person. Its a debt consolidation company, you may have an over due or past bill that the company that they state had turned on. A Failure to pay the bill will mess up your credit really bad.
They had my Social Security number and Account number. I didn't have to give it to them.
I can't stand afni collections, and I often do not have bad thin
I can't stand afni collections, and I often do not have bad things to say about collection agencies on whole but I can say I have never dealt with one plesant individual when trying to pay an account.
I had to pester them so much that they sold an account to another agency.
I have a Tmobile bill for $1,196.64 and the settlement offer was
I have a Tmobile bill for $1,196.64 and the settlement offer was for $50.00 for settlement in full. First letter I received from them. I am taken them up on this offer.