Do I go to the court?

Date: Mon, 10/30/2006 - 14:48

Submitted by anonymous
on Mon, 10/30/2006 - 14:48

Posts: 202330 Credits: [Donate]

Total Replies: 3

Being sued!! OK this is the situation, In the first week of October, I sent a letter to Equifax, letting them know that a certain account on my credit report was not mine because i didn't reconize it, then two weeks later I'm getting sued over this acct. I called the credit agency and they wanted to set up payments, with me, then I called back and ask them to send me written verification that this accout is mine, she said sense Its a court case she don't have it. I got 20 days from today to file or to accept payments arangement on the acct. What should I do? I was wondering how they got my address and it dawn on me when i sent in the inquiry about that acct being on my credit report...ah thats how they knew where to have the papers served. But I have never recieved anything from this company before. Help

Welcome to the Community :D Since you were served papers? you n

Welcome to the Community :D Since you were served papers? you need to respond in the time they give you. In the meantime, write the company, ask for debt validation in writing, return receipt. If this is the original creditor, they do still have your info., and I would call,go by ,something to see what this is about. The whol;e thing sounds shady in the time limit you have given, i would check it out...karen

lrhall41

Submitted by Bossy4455 on Mon, 10/30/2006 - 14:52

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By the way- if you don't go to court, or respond, they will issu

By the way- if you don't go to court, or respond, they will issue a judgement automatically against you....Karen

lrhall41

Submitted by Bossy4455 on Mon, 10/30/2006 - 14:54

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In any case, you must go to the court. You have 20 days to do wh

In any case, you must go to the court. You have 20 days to do what you can and resolve this matter. Your dispute on this item with the credit bureau shows that you aren't aware of this account. Later, when you asked the agency to provide you the verification of this debt, they didn't respond to your request. All this adds to your case in front of the judge. The judge will not consider a case against you until the facts are specified by the company. Make sure that you don't miss the court date.

lrhall41

Submitted by keystrokes on Mon, 10/30/2006 - 15:13

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