FNCB stating that my wife owes $259.47
Date: Mon, 10/30/2006 - 16:37
I just received a call from FNCB stating that my wife owes $259.47 towards a debt that we thought was cleared. This has been open since 1997 according to FNCB. This debt has a $0 balance on my wife's credit report and does not show negatively towards her credit score. Are we obligated to pay this even though it has been cleared? Will it effect her credit if we blow it off? She also stated that they have a special going on for 1 day only and all we have to pay is $129.73 and we would be clear. I live in NC and our SOL is 7 years. Can someone please advise?
You should insist FNCB to put the info in writing. I wonder what
You should insist FNCB to put the info in writing. I wonder what information they have when your wife has already cleared off this debt. Do you have any proof that says this debt is paid off?