Bass & Associates, Florida laws on pdl crime

I just received my packet from the Florida Attorney General today in the mail.

Mishele--

Make sure you get everything notarized :)

I had these guys call me in November about a pdl and like everyone else I was threatened with immediate arrest. I tried to discuss this with the lady but she just transferred me to her boss the Chief Litigator. He got real pissed when I called the lady a customer service rep. "She's a litagor" he bellowed at me. He got real pissed when I asked what law school they went to if they were litigators.

I too was scared and sent $100 for a pdl loan with Platinum B services. They wanted another $187. I started checking my records and I had paid Platinum B. So I called B&A and wanted my $100 back of course they started with the threats. So I hung up on him.

I too filed with the AG in FL and the AG in NM. I was told by NM AG that postdated checks that bounce are not prosecutable because you don't know if you are going to have funds in the bank or not. The most they could file is a civil complaint.

I never heard anything until today when Rebecca called about the $187 I told her I had paid and I wasn't going to talk about it anymore and hung up.

Now get this. A few minutes later I get a call on my cell phone from B&A from Mr. Epstein who was quite "angry". Apparently Rebecca is an intern and I had hurt her fellings and made her cry. I said "too f-----g bad. I have paid my debt and I refuse to talk to anyone about it anymore.

LMAO! That is too funny. I know it's not right to hurt people's feelings but consider the company that we are discussing here. That is rich.

A debt collector from that company has feelings? Who knew?

Sounds like Rebecca's in the wrong line of work...poor baby!!

I was charged 611.00 from them on a 250.00 loan from arrowhead. They freaked me out so much that I paid 300.00 then I came across this website. The representatives there were very rude. I think I have paid off the loan with just 300.00 I am going to file complaints with the appropriate places. Does anyone have any suggestions?

make sure you file your complaints......

I just received a phone call at work about a pdl from 2003. The lady that I spoke to was very nice, but gave me till 6:00 to pay 330.50 to them or they will be filing charges against me. I tried to pay by money gram online, but the receiver code didn't work. Then I got curious & tried looking them up online, but found you instead. I live in SD, not sure what the laws are here, but I really do not want to have to pay them on a 4 year old loan. I'm sure they got more then enough out of me originally. Anyone have any suggestions.

I just received a call from bass & associates and they are really pathetic!! I am really glad you all have this forum for us all to speak about them. They violated the fdcpa and threatened with with all sorts of legal action. That is not rihgt. They are only a collection agency...silly people

What did they say?

Bass & associates are a load of crap. They threatened me with jail, asked if i was on parole or probation. They tried to threaten me but i know that the truth in lending act nakes it so that a pay day loan is not writing a bad check. With the truth in lending act, a pdl is simply a loan and jail time is not going to happen. I really hope they are shut down....soon!!

Asked if you were on probation or on parole.....that is going to far.... did you file your complaints?

Bass and Associates (name stolen from a real company in Arizona, Iowa and Nebraska, not legitimate name)
Names given during calls: David Jacobs,Kelly, no last name given, and Paul Rodriguez (may also be alias names)
Known phone number: 1-877-281-2220 (Phone number may also change, for concealing and relocating purposes, well used practice of crooked companies)
David Jacobs mobile phone: 1-904-982-0091 (This number is on his answering machine voice mail)

Physical address of crooks, given to me by Florida Attorney Generals Office:
314 West 44th
Jacksonville, Florida 32208 (This address is the one on file in the state of Florida, subject to change, I'm sure.)
This is a link to many others who have had this same crooked company threaten them:

A stan morman called me from there....1-877-281-2220......this company sucks.

I just received a call from Bass & Associates. They are really threatening me and harrassing me at my job and attempting to put my personal matters in the air to my supervisor. I have a payday loan that I am in the process of trying to pay off. But I wont pay these people because they are truly awful and inconsiderate of other people's feelings. I am ready to pay it off but I want it to go to the original lender. I need to know how I can report this company and have my work number blocked so that they can stop harassing me. I have never experienced this and they do not understand that people go through rough times in life and rude and inconsiderate people is not what we need. Please help i would really appreciate your advice and solutions to this problem. thank you.

I too have had a bad experience with Bass & Associates. They asked me the same questions as Bluetry above. It was like they were interrogating me have you ever committed fraud, have you ever been on parole or probation. I felt like I was at the police station. Have they ever carried out their threats of sending someone to you work if you don"t pay. I got scared and paid.

I'm sorry you had to deal with that. That company is amazing. Bass and Assoc need to be shut down like YESTERDAY! They have called me. I didnt send them a dime because when I asked for validation on the debt he refused. They will say/do anything to get people into paying them.

Yeah, Bass thrives on violating the law by telling people that they will go to jail for unpaid debts. I've dealt with them myself...3 times. They managed to get $1,400 out of me....

Please review my post on bass concerning the Florida Ag investigation. It also has contact info to call ag and add yourself to the list.

I haven't heard from bass since I asked for the "agents" badge number so I could verify who they are with the local police...I wonder if I ever will again? I still filed my complaints though!

can they actually send you to jail they keep threating me and refuse to take a payback deal what do i do

No mlp you can't be sent to jail and if they are telling you that then they are in violation of the law.

Personally, tell them to kiss your bum! They are the lowest of the low! If they could really arrest you, I would be sitting in a jail cell right now with as many times they told me this. They are just trying to scare you into giving them money and yes it is illegal for them to do that

File a complaint with them with the FTC and the Florida Attorney General's office. They are currently under investigation. The more complaints we have against them, the better.

MLP- They can NOT arrest you for not paying back a payday loan...They are just trying to scare you....I would file a complaint like others have said...This company is full of BS!

Dirtbags need to be locked up with "Bubba" for their criminal acts. :lol:

I too got several calls from Bass.

First when I told them I could not come up with thier exhorbitant total, they gave me a lower number and again when I said I couldnt do it in the time they wanted they told me that I was going to be arrested for breaking Federal law. Then when I agreed to pay a lesser fee they told me if I dont pay they will come after my place of employment for the amount since I made the PDL from my work email address.

Is this possible? The fee they want is 5 times the original amount and I dont feel as though I should pay it without trying something else...What do I do?

Don't give them a dime.They are crooks trying to extort money out of you and your lender might not even see the money.Contact the original lender to see what you legally owe.

So I called the original co and the amount was for 300.00 I asked if I could deal directly with her and she said no and gave me a number to ICollect at which I left my info and those gleefull persons from Bass called me back again with the threats of locking me up and again she is saying she is going to "start the process" of getting the money from my employer. IS THIS POSSIBLE? I could be fired from a really great job I just started when I got those stupid PDLs. What do I do?

I would tell her that if you do get fired from this job then she's not getting paid--because there will be no money to pay her. So she would have won the battle but lost the war. Makes no sense, right? Most collectors are not smart enough to put two and two together to figure that out. It's better to have a chance of getting paid than not getting anything.

I believe ICollect is Bass and Associates. Don't give either company ANY money tell them to screw off, you shouldn't be intimidated by their false threats of criminal charges and people coming to get them. They have told a few people that they were sending 25 people to come and pick them up, and asked another if they could come to Floriday to turn themselves in. They are criminals so do not pay them a dime. File a complaint with Florida's Attorney General's Office and with your state's AG Office.

I think you are right steelers....I think Icollect contracts out Bass and Asso to collect on some of their accounts

LOL @ driving to florida so they could pick them up........I cant believe well yes I can that they said that LOL!

This is truly a resourceful site. I am glad I found it.

I have one important question....

Can they legally go after my work to make them pay for my debt? I understand the concept of wage garnishment but the nuts at Bass told me they were going to call my work and tell them they are liable cause I used a work computer to initiate the loans.

Help

cmo,they are blowing smoke.

They are just trying to scare you into giving them money..they have threatened me with it all

http://www.debtconsolidationcare.com/pub/about27422.html
Please go to this topic if anyone has had any dealings with Bass for some important info.

Has anyone who has dealt with Bass and Ass had them ding their credit report or try alternatives to collecting the debt like summons or court orders?

I seriously doubt Bass subscribes to credit bureaus and they are really practicing some illegal tactics.I really don't think their business would survive a courtroom. Please go to pub post I put up and contact the reporter in it since we have a newspaperinterested in them! :mrgreen:

cmo,

No, they did not report on my credit reports. They just like to make illegal threats to scare you into paying them. I would not send them a dime and file the proper complaints against them.

If they threaten you with court, tell em to bring it on!!!!! There is no way they will show up and risk having their illegal dealings exposed. I'm surprised that THEY haven't had their shady butts hauled into court themselves!!!!

I was called this morning stating that i had three hours to pay off the debt that i occured. Which the original pdl was $325. I ran into financial trouble and it went to collections with jd marketing. Then i called them and said i wanted to pay the loan. They said it was already sent off. When the lady told me that with atty. Fees, court cost and the loan was now up to $1500. But she hold on and she will contact them, which i did and she said that they wanted their money and that they were willing to accept $652.70 for my honest attempt. I told her that i am work and i would need more time than three hours especially that i have not received anything in the mail stating this debt. She put her sup. On the phone and told me that he would give me 5 hours to do it.and then he hung the phone. They also said that the loan was through us national bank, which i called jd marketing and they said that they don't deal with a us national bank. Not to mention that they barely sent the debt to collections last week. So i started to get suspicious, i looked up the bass and assoc. Name and then pow! Here is this big forum on these guys. I am really glad that have not paid these guys. They called me at work threatening me at work saying that they were sending the paper work to our local county to prosecute me, but when the superv. Got on the phone, he said a different county, this when i knew it wasn't right. I called back and asked for her address to send them a letter not to call me but to only mail a letter stating this debt. She hung the phone up. So i called back and said that i am not going to pay this until i get somehting in writing and it is for the right amount. How do i get to pay this debt off but not deal with these people? Does any one know. Thanks

I live in TN and these jokers ahve been harassing me as well.
Does anyone know abou thte TN laws reagrding this?
DO I need to file with FL or with my stat TN?

Hi,
I need help. I had a pdl from Arrowhead investments. I forgot about it and closed my bank account. The loan was from Dec. They sent it to collections in April. A man from Dasin Assoc.caled me at work today and threatened to have me arrested if I didn't pay back the loan. I sent a company called Bass Enterprises a partial payment. I called Arrowhwad and they gave me the number for their collection department, which is a recorded message. The man also told me he was dealing with both my old bank and Arrowhead. I live in NJ. What do I do, should I pay the balance?

Can anyone tell me if you can be prosecuted in Indiana for PDL???It happens to be on online one.

DOn't sweat it if its an online lender. They are not going to go to court. The judge would have a field day with them.

I have been receiving phone calls from this company regarding a payday loan that I have not been able to pay back in full. Does anyone have their address so that I may send them a cease and desist letter.

you can fax it to them at 904-598-0207

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