800-220-2018 - does unlawful collection practice?

The number belongs to FBCS. Their address is.

FBCS, Inc.
Joe Neary, Sr., CEO
841 E. Hunting Park Ave.
Philadelphia, PA 19124
Phone: 800-220-2018
Fax: 215-320-3029

Okay got it thank you, that is a so called collection agency that bought my auto debt from another company. I sent them a letter last Friday stating I wanted to work with Honda Financing directly. I also sent Honda a letter asking for copies of the original paperwork as I think they inflated my income to put me in an Element about 3 years ago (see my other post) I don't answer 800 or blocked calls anymore because they are all collection agencies. I also don't call them because they all have caller ID. So anyhow thank you so much for calling that number, I greatly appreciate it.

Did you send the letter to FBCS through certified mail with return receipt requested? You might be asked to prove the response with the collection agency. Make sure that you have something signed by them after receiving your letter.

No I try not to spend money when I am dealing with collection agencies. They got my number because I made the mistake of calling them last week and they probably have caller ID. Anyhow I don't sweat it as they are lower on the totem pole when it comes to scum collection agencies then the one befor which was AMO Recoveries. My goal now is to figure out how to deal with Honda directly as there was some funny business going on, long sotry and I won't post the sorrid details here but my income was definatly inflated to get that loan now that I can look back. Thanks again for your help

Ashley2006, why would you not want to communicate in wrtiting? I don't understand your statement that you try not to spend money when dealing with collection agencies. What if you are ever taken to court, then you have no proof that you have tried to commuicate with them or anything. If you never answer your phone, never return calls, and don't deal with them by mail, how are you communicating with them? Your going to be up the creek if you c

You didn't read my posts, I stated I sent them letters I just didn't spend money to register/return receipt the letters, I don't part with my money very easily these days and especially to crooked collection agencies and these two I have received mail from AMO Recoveries and FBCS are as crooked as the Mississippi...

Ashley in this situation spending the $4.64 will save you thousands later.

I faxed some of the collection agencies cease and desist letters stating that the confirmation sheet (i did not use a cover sheet...instead used the actual letter) was validation they received the fax. It worked.

If this ever happens again, what you should do is draft a letter to the original creditor...explaining why you refuse to use the CA in regards to your account and that you would prefer dealing with them instead. If you believe the CA has violated the federal regulations state what you believe the CA violated in your letter. You then send the cease and desist letter you sent to the CA with a copy of your letter to the original creditor.

Why is that BOX in the middle of the Screen
so No One can Read the site?????????????????
How to get the BOX OFF??????????????????????

Hi pdlfree. I get paranoid when I see 800 numbers too. I just don't have the desire to talk to a ca over the phone. Letters will do just fine for me. :-)

Eleroo, that post was from last year, I hope he worked it out by now,LOL

its a collection agancie for companies such as sprint!

[color=DarkRed]Lines making personal attack removed - Mike[/color]

the individual collector can be held responsible for violating Fair Debt Collections Practicing Act, i've work in collection for X years and i've done things i'm not too proud of, now my goal is to educate people to the laws protecting them from unlawful collection tactics, i can only be online every and again but i would like to help in anyway possible
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Naaah , they don't need an attorney , just the excellent tips this and other websites provide.

:D :D :D

they called me last night about 900 pm, saying they were from my electric company and i had to pay a post dated check or my electric would be shut off... like a dummy, i fell for it, gave them my bank routing number & checking account number.. but something did not feel right so i called the electric company this morning - IT WAS NOT THE ELECTRIC COMPANY - i had to close my checking account at my bank these people are FRAUDS

File a complaint with the FCC, the FTC, and your State Attorney General. Also you may wish to file a police report just in case, this sounds like a phishing scam and it could possibly be for identity theft purposes.

I used to work for a CA once before, and the people I worked for said anything and everything to get a payment from the debtor, and my philosophy was that "you catch more flies with honey than vinegar", and I always tried to work with the people I was calling for, it was especially sad tho, because it was for medical bills....but I was one of the top collectors, just because I worked with people instead of harrassing them....they dont understand that you may have fallen into bad times, especially this economy, and people can't forsee the future, and didn't expect to fall behind on anything....I hate CA and i would never work for one again...and if you either write or fax a cease & desist letter BY LAW they can not contact you in any other form than in writing...which you could always just trash it lol

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Calling my cell phone morning, noon and night, all from different toll free numbers. I dont answer toll free calls, could not care less who it is. NO current debt, so whatever they want, it is old, past statute and probably nonsense. I read here that Sprint might be using them. I have has a situation where someone opened a Sprint account in my name.. 14 years ago. I have straightened this out about 5 times now. They can go take a hike. Its not mine, never was and the last thing I am going to do is try to find all this paperwork that proves this. Not 14 years later, besides get the feeling this bottom feeder would nt care anyway.Remember , they get paid on comission, their only motivation is to ge you to pay, does not matter if you owe or not