How are you guys consolidating your payday loans

AMC,

Why don't you register with this site and request to have a counselor contact you. One you do this, counselor will contact you to discuss your options. In the meantime, why don't you tell us a little more about your situation. What state do you live in and what types of lenders are you dealing with, online or storefront?

I didn't consolidate my 4 PDL with my other debt, I am just paying what I can each month and if they don't like it TOUGH! I am sending them money order each month also they don't have my acct information anymore, no more bleeding me dry!

Because I had so many, (19) and dealing with them all would have been a full tim law, I retained Langhorne Law, who specializes in negotiation and settling payday loans. So far they have settled 2 for me, and I have had them for less than a week

I am glad that you are able to get these PDL worked out, that many probably was overwhelming.

One good thing is to keep in touch with the lenders and explain your payment plans. Check all the lenders if there are storefront or internet. Ask them to give you the latest itemized statement so that you can check your account standing with the state laws. If you keep sending the payments partially, your accounts will remain current and the lenders will be willing to work with your arrangements after sometime. Stay patient and alert with your lenders.

Yes Asley, SO overwhelming that I was actually contemplating suicide before I found this site.

Well I am glad that you didn't commit suicide. I know what it is like to be drowning so bad that you don't know whether you are coming or going. Glad to see that you found the site. We will help you.