Payday loan nightmare!
Date: Tue, 11/07/2006 - 15:25
What state do you live in? are the storefront or Internet PDL's?
What state do you live in? are the storefront or Internet PDL's?
how much were the principle? I will send you the website to go t
how much were the principle? I will send you the website to go to for the state laws.
I have serveral at different amounts, but most were $300
I have serveral at different amounts, but most were $300
www.paydayloaninfo.org this is very helpful..PM me if you need
www.paydayloaninfo.org
this is very helpful..PM me if you need anything else.
you need to figure out the amount for each one and how much you
you need to figure out the amount for each one and how much you have paid already..
I did and its a lot, I've paid off a couple but the problem is I
I did and its a lot, I've paid off a couple but the problem is I don't know how to get out from underneath them, the finance charges are too high and I can't afford to do this anymore. Im so stressed I don't sleep, I can't go out anymore, can't date anymore, I'm almost to a point where I won't be able to pay bills. Sorry to ramble.
it's o.k. this forum is really good and everyone on here is very
it's o.k. this forum is really good and everyone on here is very helpful. I pm'd you, we need to know who the companies are and how much and how much you have paid them all. The website I sent you is very helpful too..
Quote:Texas State Information
Quote:
Texas State Information Legal Status: Legal Citation: 7 Tex. Admin. Code ???? 1.605; Tex. Fin. Code Ann. ???????? 342.251 et seq. and 342.601 et seq. Loan Terms: Maximum Loan Amount: Loan Term: 7-31 days Maximum Finance Rate and Fees: $10 per loan + 48% annual interest Finance Charge for 14-day $100 loan: $12 apr for 14-day $100 loan: 309% Debt Limits: Maximum Number of Outstanding Loans at One Time: Not Specified ($500 aggregate loans outstanding to all licensees) Rollovers Permitted: None (if renewal charge is less than maximum interest rate permitted; otherwise convert to declining balance installment note) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: Not Specified Criminal Action: Not Specified Where to Complain, Get Information: Regulator: Texas Office of Consumer Credit Commissioner Address: 2601 N. Lamar Blvd. Austin, TX 78705 Phone: (512) 936-7600 Fax: (512) 936-7610 Regulatory Contact: , Regulator Website : |
give me alist of them and also we will see if they are licensed
give me alist of them and also we will see if they are licensed in Texas.
thank you so much! Im about to head home but will get online as
thank you so much! Im about to head home but will get online as soon as I'm home, i pm'd the list of their names, I will give the amounts when I get home and can pull my bank account. I have to figure something out before the 15th.