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Has anyone dealt with Nationwide Recovery?

Date: Thu, 11/09/2006 - 10:05

Submitted by anonymous
on Thu, 11/09/2006 - 10:05

Posts: 202330 Credits: [Donate]

Total Replies: 2


I just got a very nasty call from a colletion agency called Nationwide Recovery. I am currently going through breast cancer and will have surgery next week. I explained this to them the first time they called but allowed them to pressure me into making a check over the phone for $15 even though I told them I did not have it. The check was returned NSF. I called today to make arrangements and let them know that I would make the payment on November 15th when I got paid. They said this was not good enough and that if I did not make the money today via Moneygram, they would inform the creditor that the payment could not be collected. I tried to explain my situation to her and that I have been bombarded with co-pays but she said she did not care, she needed the money today. I am afraid and scared they may contact me employer. She asked me where I worked and I told her I would not tell her. She said "I can find out." Should I go ahead and send the payment on the 15th like I said I would?? I am very scared.
Thanks,
JT


Quote:

She said "I can find out."

LIE LIE LIE!!! Julie - don't stand for that crap from them. The key to know about debt collectors: they lie. They will say anything and everything to get money out of you. When you ask for payments arrangements and they refuse, that is usually a dead giveaway that they are not on the up and up and will violate any law to get money from you.

I am guessing this is the company:
nrn-collections.com/

Wow! Look at the professional website coded by an 8 year old. Half the links don't even work.

What more info can you tell us about this company? Phone number? Address? We'll see what others have talked about.

One question: do you know what this debt is about? Has this conmpany mailed you a letter stating the creditor and the amount? By the Fair Debt Collection Act, you have the right do know who you owe money to. You also cannot be threatened with jail or legal proceddings in an attempt to collect money. They are NOT allowed to contact your work, adn you do not have to tell them.

Check out this link to Bud Hibbs about debt collectors. See if anything rings a bell:

budhibbs.com/debt_collector.htm

Oh - and let us know how the surgery goes. We'll keep you in our prayers.


lrhall41

Submitted by jedijeff13 on Thu, 11/09/2006 - 10:25

( Posts: 1734 | Credits: )


Hi Julie, before you send the payment, you need to confirm whether Nationwide Recovery has your file from your creditor. They should send something in your mail within five days after doing the first phone call. If you haven't received anything yet, you must draft one debt validation letter to their mailing address and get the required info. They are mentioned in the FDCPA laws.

Once you have sent the letter, they will be forced to give you the info before they do any collections on you or report to your creditors. If you know which creditor they are collecting for, you may call them and make your payment arrangements. They will accept money from you if the CA is hired by them. If the account is sold, you'll have to deal with the CA only because they now are the current creditors. Call the original company and confirm the status of this debt account while you wait for this CA validating your debt.


lrhall41

Submitted by aciotsf on Thu, 11/09/2006 - 10:26

( Posts: 511 | Credits: )