Bass and Associates calling for payday loan

What is happening?

i was called today twice and was told that i need to do something, or at 2pm today there were going to send out an affidavit for me. i called a guy and he told me that i did have to pay but not all they were asking. i have to come up with 200 dollars by monday. i have no money, and yes the company that was calling was from bass & associates. they told me that the bank that issued the money doesn't care about my situation, and they don't want the money, they want to persue me and give me a record.

Sorry, but SCREW this company, here they go AGAIN making illegal threats. Nobody is coming after you, and you are NOT going to have any type of criminal record, you have NOT committed any crime. On the other hand, this company commits them all the time and they did so today by making false threats which is extortion. Tell them to go #$*&! off. (You can fill in the blanks) Get in touch with FL AG's office, this company has complaints stacking up against them. I know you are having pdl troubles, and am I safe to assume that this is in response to one of them? This company can't do anything to you, they lie, to get your money, that is EXTORTION. Let them know you are going to file a police report against them and you are going to get your own afadavit. They are idiots. I know it is scary to have an ex-con on the other end of the phone threatening these things against you. But they are lying. Don't send this company a dime. All an afadavit is is a sworn statement. Declare your own sworn statement against them.

You can draw up your statement and go have it notarized and fax it to these losers. The only thing they know about the law is how to break it.

I got in contact with a guy and he told me the same thing. He did say that i don't have to pay the fees, but i will have to pay the money that i borrowed. I don't know how i can get the info. On how much money was taken from the account in to beginning. I guess they did something and a guy with an accent called and said that he was calling me with my case number and he had an affidavit for me.

Bass & associates says that the bank doesn't care about my situation, and she didn't want to hear my problem because they really don't need my money. They want to make a case and give me a record. The guy that told me that i didn't have to pay the fees said that i have to pay 400.00, but i would have to have 200 by monday, this shows him that i want to pay my debts and i would have to work on the other later. The other payday loans have made arrangements with me. Im not having any problems with them. They contacted me when my account got closed and the companies that did not contact me, are the ones that is trying to give me a bad name. Will the money that came out of my account before hold up for me, and i can use that towards my principal. I know never to get another loan. Like i told the people i didn't know this situation was going to happen to me. But im the one getting treated like the bad person and looking like the bad guy

I think they may have been the same yahoos who called me today (anyone hear of Sonny Patterson? I called my attorney all upset about these so called legal charges and you know what he told me to do? Hold down the #3 on the phone for about 5 seconds. The effect on a person wearing a headset would be quite painful. Do not send these crimnals a DIME!!!! They can not do a thing to you except annoy you.

Wow. Well they have really gotten to me. They told me they could get me at work or home, where ever they find me first. They make it seem as though im hidding and closed my account on my own. The bank closed the account to help me. Everything was fine then these companies had access to my account and taking money from me on a weekly basis

So there is nothing that bass & associates can do to be. Well i did get a call from someone today saying they had an affifadit for me and a case number and they told me to write down the case number. I don't know where they were calling from. Ill get back on line when i get home. Im about to leave work

It's all crap Shanellg. I am lucky enough to have attorney representation, and he has GUARANTEED me that there is nothing they can do. I have had my home number changed and I just hang up on them at work. The one call that got through came from my payroll department. Oh and I did close my own account. Under the direct advice of my attorney. You have done nothing illegal in doing that.

There certainly are things they can do, but I'm not sure what, exactly, they are threatening. An affidavit alone has little legal significance.

If they give you a case number, go down to the courthouse and find the case.

And if it is legal in your state, start recording their phone calls.

Link deleted as per forum rules. Please read the TOS - Mike

They are calling you from FL, you NEED to get into contact with FL AGs office, this is the same company that was going by Ellis & Crosby. They are crooks and I'm telling you they are a bunch of ex-cons trying to collect money. Nothing is going to happen to you, NOBODY is going to come to your work, home, or anywhere to arrest you. His afadavit isn't worth the piece of paper that it is supposedly written on. He probably doesn't even know what an afadavit is, he is just following a script (an illegal one) What they are doing is VERY ILLEGAL.

No matter what they say, don't give these bozo's any money. Make them vaildate your debt. I know first hand about them b/c i paid them $820 for a $300 loan that was illegal in my state in the first place. Not only did they get my money, now when i try to call back for a refund, all i get is their stinkin' voicemail. They are full of !@%?...and they know that they are breaking the law. They will not answer the phone to me now, b/c they know what i have found out. I, too, filed my complaint with the fl ag office. Good luck in dealing with these jokers...

Sam, this is a company that does collections for internet pdls. You would not believe the lies and bully tactics they use to take money. They will tell you that you have until a certain time during that day to get money wired to them or the sheriff will come to take you away, they will tell you "I have an afadavit" And I have been saying, so what to the afadavit, anybody can give a sworn statement. There isn't any case number, that is one of the lies they use to scare people. They are operating out of Jacksonville, FL, they aren't going to any courthouse because they are probably wanted felons. You should google them on this site and see what experiences others have had and how much money they lost to these crooks.

When you read about them, I think you will understand why we are referring to them like this..

You are right natdust, I don't think they have an ounce of human blood running through their veins. :evil:

No, I don't think they do either. I didn't know that the world was occupied by creeps like them. They are just about as bad as the CASHTODAY idiots.

Read the posts about this company and you will see you are not alone in the illegal/meaningless threats:
http://www.debtconsolidationcare.com/collection-agencies/bass-associates.html

I think you would be surprised at the tactics I have seen debt collectors use, and I have heard of Bass & Assoc. before.

However, many debt collectors do sue debtors regularly. Or rather, their lawyers do. It is always important to check. Besides, if they are lying, you can sue them for their lies, so it pays to make sure.

Bass is one of those companies that lie, they will say they are attorney's, investigators, you name it. They used to operate under Ellis & Crosby and now go by Bass & Assoc, Bass Prelitigation, and a few others. They are a joke. Now there is a legitimate Bass and Associates, I believe they operate out of AZ, this is not the same company we are talking about here.

I still think that we(the ones that have dealt with them) have the right to call them an illegal company..

how do i get in contact with the FL AGs? i don't even know what that is.

Go to this link http://www.myfloridalegal.com/ It's the website of Florida Attorney general. You can post your complaints there.

It is the FL Attorney General, and you can go to www.myfloridalegal.com and file your complaint there..

Apparently I can't post a helpful link to a non-governmental website (although I find governmental websites are rarely the most helpful), so here is the information on tape-recording phone calls (there are a lot of links in there that aren't visible, but I guess you're SOL, and I have no idea what to do about links the site automatically converts to hyperlinks):

Tape Recording Collection Calls: Five Easy Steps
by Pete Barry (lawpoint.com)



Link made inactive as per forum rules. - Mike

I am sure that your info will help someone out..

Here is a link which will tell you what your state's laws are regarding recording phone conversations
(http://rcfp.org/taping/)

Steelers1, back in action..

I agree with him, people need to be careful and know the laws before they tape the conversation, I read the laws in Michigan and you can be charged with a felony for doing this.

is there someone that can call these people. they told me that no matter what anyone says, they can persue me and i end up with a record. to tell you the truth, im scared because i've never been through this, and it seems as though every thing is going wrong, and i just might be the one that gets into trouble, and im not a bad person, and never done harm to anything or anyone.

The thing that just doesn't make since to me is that if someone is really going to file criminal charges against another person, why would they even tell the person they are trying to bring charges against them b/c that means that person can just go into hiding. Personally, I believe they are really just trying to scare you b/c they want you to pay. Have you ever heard of a secret indictment? Well, that's why it is called a secret indictment b/c the evidence is bound over to the grand jury and the grand jury is the one who issues the secret indictment. It stays a secret until the person with the indictment is actually arrested. Is this making any sense? A secret indictment(felony warrant) is something that a grand jury hands down when they have enough evidence on a person without that person even knowing. So my big thing is, why would Bass even tell you that you are going to have a record. What do they look like taking soomeone to court or even filing charges on a person knowing that the company they are collecting for illegally loaned you money b/c that company isn't licensed in your state. All of the illegal activites would come out in court.

This company is being run by criminals, some of America's Most Stupid Criminals, I think they deserve a segment if that should ever become a show on late nite cable tv.

I agree,
Besides, if they harass you enough to make you get fired, this means that A. you have no money, which means B. they can't get paid, right? Oh and C., there is no money to even go after in court! So common sense makes you ask the question, why would they do this? If there's no cash coming in, noone's getting paid, least of all them!

Shanell, this company is all talk, they are accomplishing what they set out to do, scare the living crap out of you. They are truly sadistic people with no soul. I hope you are listening to those who have experienced their wrath and lies, you are not going to get a record and nobody is going to come and get you. And they are sadly mistaken if they think there is nothing anybody can do. Your AGs office and FL AG office can do something if you complain and make them aware of their threats you also should file a complaint with the FTC. Someday we should pull our money together and take a road trip to Jacksonvill, FL and make picket signs, and let their landlord with whom they rent their offices from know that they are catering to criminals. But this company is probably operating out of a basement in some run down neighborhood in an abandoned house.

Bass don't have a real office. They get their mail at a hair salon and work out of the owners' house. The owners are Evelyn Cain and Frank Jackson. The Florida Secretary of State's web site says that Spiegel and Uterra in Miami are their registered agents. It's a law firm. When you sue them, you can have the sheriff serve the complaint on the lawyers and it's just as good.

There was an attorney in a state up north, she actually lost her license because she allowed a collection firm to use her license and practice collections. Well she made a huge mistake, because they were involved with illegal collection activities violating all types of laws. And her dad who is also an attorney, up there in age, just let his license go and retired because of the incident. People should go after the attorneys' licenses then if this is true.

They get their mail at a HAIR SALON?????? Geez, now you'll be telling me that they make loans out of a bar!!!

What's the name and address of this hair salon, is it one of their women on the side, and did they finance this hair salon venture with the money they collected illegally. Let's go to the hair salon with bad hair and picket, run them out of busines to, they are just as guilty as this firm.

How much are they charging for a cut and color???

I think they are running a special, for every debt they illegally collect from you, you will receive a 15% discount on any color/weave service (cut and style are extra though) They probably make loans in a back alley somewhere out of their trunk.

Some of these places!! Geez, I'm sure it's just a front for their real business: loan sharking and strong-arming people!

They seem as if they think they are mafia, but at least the mafia in it's day had a little more class and tact when dealing with people and getting repayment with their loans. And at least when they made a threat you knew they weren't lying and they would really get you. This company is a joke. And they really do need to offer their victims some type discount for hair services after they are ripped off.

Does anyone know the mailing address to bass & associates?

Their supposed address is :
Law Offices of Bass & Associates
9378 Arlington Expressway #323
Jacksonville, FL 32225

That is the address that "Mrs. Porter" (yea,right) gave me over the phone. Little did she know that I was going to be using it against her later on...

Just a little of my experience w/ Bass & Assoc - They lie. A Ms. Potter called me at work and I told her I couldn't speak w/ her and I'd call her back at lunch. She wouldn't shut up. She said that I had to make a decision before noon because they were calling the authorities in my county at noon and there would be nothing she could do. She asked me if I wanted a record for Interstate Wire Transfer Fraud? I thanked her for her time, asked her not to call me at work any more, and that I would call her back when I got off work. Thank God I had been on this site prior to her call. I called her back after work, let her know that I had contacted my local authorities and that there was no warrant for my arrest and that defaulting on a loan is a civil dispute, not a criminal one. Holy cow, she actually screamed at me she was so p.o.'d!! She said I was going to jail and that the authorities would be at my workplace or my home the next day. I said funny, I thought you sent paperwork at noon today to have me arrested. I said that I was reporting her to the Ohio AG, the FTC, that it was illegal for them to do business in my state w/o a liscence and with no proof (I did not sign any paperwork for this PDL and have already paid what I borrowed less any fees), she could cease calling me at any number.

I have not heard from them since.

good for you!! That's showing them!

Also report them to the Florida Attorney General. a.s.a.p. they would like to see this, it is a federal offense to threaten you, call them even..if you want I will give you the AG's number in Florida..

Washred3 - I'd like the number for the FLAG. I had success w/ them several years ago for a credit card scam ran out of a mailboxes.etc box! I'd love to fill out another affadavit on Bass & Assoc. I've already filed a complaint w/ the FTC and the OHAG's office. None of the internet PDL collectors will furnish me with signed paperwork. I know I took a couple out, but I have 4 or 5 different collectors contacting me. They all get the same reply - furnish me with proof of original debt or stop calling me, all correspondence and transcripts will be sent to the AG's office and the FTC (I bought a digital voice recorder for this specific purpose).

Office of Attorney General Charlie Crist
State of Florida
The Capitol PL-01
Tallahassee, FL 32399-1050
Main office telephone numbers
Switchboard: 850-414-3300
SunCom: 994-3300
Citizens Services: 850-414-3990
Florida Relay/TDD: 800-955-8771
Florida Toll Free: 1-866-966-7226
Fax: 850-410-1630
SunCom Fax: 210-1630

Anyone ever notice that while your on the phone with these people at Bass that in the back ground you can actually hear other people talking the same bllsht to other victims like us? One call I got I could hear people in the back ground doing the same thing.