Route 66...the nightmare begins
Date: Fri, 11/17/2006 - 07:07
Submitted by Creditor Schmedator
on
Fri, 11/17/2006 - 07:07
Total Replies: 8
Anyway, he says the pay off for my $200 loan is $350...ummmm I think not that is almost twice the loan amount. So I ask for his fax number, he says I have to call customer service to get the fax number. I say ok and he gives me 1-877-564-7739.
I tell him that I will not be using the same account because it had to be closed but I would gladly pay viz money order or money gram or Western Union, as long as there is a way to gaurantee and verify my payment without using my checking account I was willing. He starts stammering saying they only do ACH debits because they had problems with money not being available...I said "with a money order the money is gauranteed because the patron already paid the face value amount on the money order." He said they only do ACH debits. He then says okay, you will pay $150 on the 24th correct. I say NO, I need more information and I will be calling customer service. Thank you sir. And I hung up. I just know they are going to give me a hard time!
now I call customer service and can't get anyone. :cry:
now I call customer service and can't get anyone. :cry:
Try calling 1-800-564-7738, that is their real customer service
Try calling 1-800-564-7738, that is their real customer service number. 1-800-564-7739 is their "collections" number . . . . And they don't play ball. They could care less if they are breaking laws. Their employees are uneducated and don't care. I don't think anyone has been successful in getting their account marked PIF, they only succeed in being left alone . . . . If I'm wrong, please someone correct me. I'd love to know that someone got through to these people!
good luck i just file a complaint with the BBB on them you shoul
good luck i just file a complaint with the BBB on them you should do it too maybe it will get somone's attention.
I have being sending my letter to them demanding a refund since Monday and did not get a response this morning they debited my account 400 so i emailed them againg just to find out they have blocked my email because it was returned by hotmail....i so mad this morning this people called my job and said i owed them money and they wanted to talk to my supervisor i had already told them that i wasnot at work i'm on medical leave they try calling as someonelse, but the receptionist is my friend and she is not letting them thru to any anyone.
i dont know what to do with them i've paid 1770.00 on a 200 loan and they still want 400 LOL they think i'm going to buy their kids xmas presents no way i refuse to pay them one more sent
Help for Creditor Schmedator...
Creditro Schmedator -
do not, under any circumstances, give these people your bank account info, and don't send money by Western Union. Look into your state's PDL laws to see if they are even legal in your state, what the interest rate cap is set at, and calculate what you've paid them from there. If you have overpaid them already, ignore their calls and e-mails, and they will eventually give up. If you really want to shake them up, the next time they call, tell them that you have already overpaid them according to your state laws, they are not licensed to operate in your state (make sure you check first, but they don't appear to be licensed in too many states), and that you are filing a complaint with your state Attorney General and they will be hearing from them shortly.
They will most likely go away after that. If they continue to call, find a way to block their calls, even if it means going to the payroll department and your supervisor at work and telling them that this company is harrassing you by phone, and that you do not want to receive calls from them at work - you should be able to stop them.
Hang in there - they will eventually give up and go away, because they know that they don't have a leg to stand on, legally. They CANNOT do the following, even though they threaten to:
-arrest you
-garnish your wages
-take your house or property
what they CAN (and will) do, in an attempt to get your money:
-harrass you at work, several times a day
-harrass you at home, several times a day
-harrass your supervisor and co-workers
-send threatening e-mails from their "fraud" or "investigations" team
-claim you are breaking laws by not paying them
-make empty threats (jail, wage garnishment, etc.)
Be strong, check out your state PDL laws, and go into your fight with them well-armed with information.
this is really frustrating because my account is 600 down and th
this is really frustrating because my account is 600 down and the bank will not closed it until i pay them so they will keep hitting my account help!!!
drowingindebt- I am so sorry to hear they are doing that to you.
drowingindebt- I am so sorry to hear they are doing that to you. Can you call your bank to find out about closing the account. You have paid entirely too much to these people!!! I already know they are illegal in my state and I certainly will pay what I owe, but not any outrageous charges that are illegal as well as unfair. I will not be giving them my new account information and my old account should be closing soon. Thank you for the other number I will use it.
yeah the bank wont help they want their money, but i've become t
yeah the bank wont help they want their money, but i've become the harrasor i will put up my fight with them i will not give them one more sent no way!!
i meant 'cent' and i will spend my entire weekend jamming their
i meant 'cent' and i will spend my entire weekend jamming their mail box with my letters i have nothing but freaking time in my hands and i will prevail at the end