Sunk in Payday loans

You will not be arrested for being in default. You have taken the 1st step in breaking the pdl cycle. Be sure to not tell anyone your new account number. What online lenders did you have? Have you paid back the principal amount borrowed? If not, have you contacted the lenders to work out a payment plan? Some of them are willing to take arrangements. But if they want Money Gram/Western Union, tell them that you will only send a payment by money order, certified mail with return receipt requested. That way you have proof of payment received. Most online lenders are not licensed, they exceed the interest allowed, and alot of them loan in states that they are illegal in.

I have jd marketing, checkngo, cashtransfercenter, paydayok, 10dollarpaydayloan, national payday, zipcash. As you can see I am sinking fast. I doubt any of the current loans have been paid. I went through a bit recently where I was paying them off and then reloaning a week or so later, not untill I needed it so I could avoid a weeks finance charge. I am afraid they are all fairley fresh loans.

You need to send Cash Transfer Centers a wage revocation letter ASAP. In the letter you need to state that you are revoking the voluntary wage assignment and give a copy to your employer. On your loans you need to pay back what was borrowed only. Here is the laws for Texas

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I can help you with the Texas Letters. Just PM me. I had some of the same ones that you have.

Sending the revocation letter is right. Go to this link for the sample letter. Make sure that you send it through certified mail and return receipt requested.

http://www.debtconsolidationcare.com/forums/wageassign-legal.html

After they receive the letter, the company will not have any grounds to do a wage assignment on you. But the debt still remains valid. You have the laws of your state in the above post. Review the payments done by you on these accounts. If there is an outstanding balance, you have to plan some other arrangements and pay them off. Most of the companies have complaints because of their illegal business, but you have to keep yourself in the fair side and prevent any legal actions.

Hang on...Don't send the letter to your payroll dept, stick with the revocation letter to Cash Transfer centers. If and when it comes down to it, your letter of defense to your payroll dept must be specific. Usually payroll depts will not accept blanket letters. Trust me, I work in HR!!! Anyway, the revocation letter to cash transfer centers will PROBABLY do it.

Don't panic Norman. I live in Texas also, and I had 19 outstanding PDL's, and nobody has put me in jail (and nobody will) Oh they threaten, but I just laugh. I'm going to PM you the letter I sent to Payday OK. The marked my account Paid in Full immediately. Of everyone on your list they are probably the easiest to work with. With each small victory, it renews your conviction to go on to the next battle. And you did the right thing by closing your account. No matter what anyone threatens, DO NOT give them your new information. I have now had 2 FULL paychecks, amd paying real bills for a change and it feels great. You will too. Hang in there!

I second the statement that Paydayok is easy to work with..They don't even fight, they just go down without a sound.

10dollarpaydayloan is Rio resources, when I was fighting the battle last winter they were handing out PIFs and refunds like candy. I think they may've toughened up a bit, though..They think they're protected by the Indian reservation. I've never even heard of zipcash, where did they come from?