In debt and failing fast.
Date: Mon, 11/20/2006 - 07:35
Here we sit the car is out for 4days, no way for him to get to work and no money for the basics..PayDay Loan!!! Yep the evil initials PDL..got us through the tight spot, but then we are short because of the loan payment, tv payment, regular bills and the PDL soo like idiots we take out another, and another and another..and so it goes.
I believe we currently have 7 or 8PDL's on top of monthly bills, loan and tv, let alone money for gas and food.
Now the cool thing (NOT) is that my student loans come due in december which is another 214.00 a month.
I can not sleep, can not concentrate and am as growly as a bear deprived of honey!!! I have tried talking to the PDL places, but (I am not his"wife" so they won't work with me) and he get so mad so fast they hang up on him.
I just want to get everyone paid off so maybe just maybe I can get one solid night sleep and treat our daughter to a decent christmas. I know our stress stresses her and she knows we are upset and hurting. The poor dear offered us her piggy bank to help (she has been saving for 3yrs for her own horse) which broke my heart to see her willing to sacrifice something she dearly wants to help us.
I WANT BETTER FOR HER!!
Our main stream goal is to get out from under the PDL's, pay off our two lines of credit and somehow save up to buy a home (with a horse).
I have 3 months of school left (criminal justice) and will be seeking full time employment then, but in the meantime in this little town I can't even get a part time job.
Ok so I have babbled and told you all a bit of my frustration and heartbreak.
Thank you for "listening" and GOD BLESS YOU ALL!
my story
WElcome and since you have registed a debt counselor will be contacting you. Also what state are you from? Are these loans over the internet? Have you paid more than principal? Give us a little more info and see if we can help. KYSIDE38 :D :D
Most internet lenders don't abide by the state laws and add exce
Most internet lenders don't abide by the state laws and add excessive charges making the total debt unreachable. Pdl is illegal in some states and no loan company can lend money to the borrowers.
Tell us about your debt accounts so we can share our experiences with you and you get the right approach.
Please don't let yourself be so much disturbed. You will find useful information in this forum and know about your rights in dealing with the lenders. There is nothing to worry as long as you are willing to pay your debts. Share some info about your debt accounts and we will help you out.
