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Paydayloans in North Carolina

Date: Wed, 11/22/2006 - 17:07

Submitted by anonymous
on Wed, 11/22/2006 - 17:07

Posts: 202330 Credits: [Donate]

Total Replies: 11


I have three payday loans also. Pay day yes charged me 300.00 for a 500.00 loan,is this legal.i live in north carolina and i entered my state it has a rate cap of 36%.what will happen if i stop electronic withdrawel for this at my bank. Will i go to jail?


No you won't go to jail pdls are illegal in NC. Don't let them tell you otherwise. Close the acct. You are obligated to pay the principal back though, so if you have paid $300 on a $500 loan pay the remaining $200, even if you have to break it up in payments and send it by money order ONLY. AND YOU MUST FILE A COMPLAINT WITH YOUR AGs OFFICE, they are illegal in your state. Which company are you dealing with?


lrhall41

Submitted by WHEREAMI? on Wed, 11/22/2006 - 17:09

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THE ANSWER TO YOU QUESTION.WHO AM I DEALING WITH?PAYDAY YES.COM


lrhall41

Submitted by on Wed, 11/22/2006 - 17:39

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You live in NC, pdls are illegal in your state, you are only obligated to payback the principal, you need to file your complaint with the AGs office, and block them from your account. If they try to threaten you with fraud charges and arrest, they are lying to you and don't fall for it. You have NOT committed any crime and will not go to jail.


lrhall41

Submitted by WHEREAMI? on Wed, 11/22/2006 - 17:44

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Since PDLs are illegal in NC, yes, you would only be responsible for paying back the principal. I would think you could use this template letter in your case, also, and insert the laws for your state and let them know that, based on your state laws, you are only paying the remainder of the principal back.


lrhall41

Submitted by dbaker6 on Wed, 11/22/2006 - 18:22

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Where can i find the laws governing payday lending for state of north carolina?


lrhall41

Submitted by PPRICE on Wed, 11/22/2006 - 19:43

( Posts: 8 | Credits: )