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Do internet payday loan companies use SCAN and Telecheck?

Date: Sun, 11/26/2006 - 16:41

Submitted by ginurse
on Sun, 11/26/2006 - 16:41

Posts: 134 Credits: [Donate]

Total Replies: 112


Have stopped payment on my ACH debit for Paydaycheck Today. Does any one know if Internet lenders submit to any of the check verification companies?


I was also the princess of fraud. According to payday people at least. I think we should all sue them. For making us this way. Kyside38


lrhall41

Submitted by KYSIDE38 on Sun, 11/26/2006 - 17:48

( Posts: 2477 | Credits: )


Brownsugar, They actually told me they had a fraud team investigating me. I have this on tape from payday advance plus. Guess what they are no longer in business in WV. Dbaker are you joining the Queens? Kyside38


lrhall41

Submitted by KYSIDE38 on Sun, 11/26/2006 - 17:52

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Would not have made a bit of difference to me. Like I said I paid my debts plus more. They are illegal in my state.


lrhall41

Submitted by KYSIDE38 on Sun, 11/26/2006 - 20:55

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Would not have made a difference I paid in full. They owe me!!!! Credit Bureau list companies that are not ILLEGAL!!!!


lrhall41

Submitted by KYSIDE38 on Sun, 11/26/2006 - 21:03

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Guest I am not naive. Check my credit report often. Nothing on there negative for me.


lrhall41

Submitted by KYSIDE38 on Sun, 11/26/2006 - 21:07

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Guest, I dont think anybody needs to disclose any of their personal information. Would you disclose yours? I think not or you would not be on here as a guest. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Sun, 11/26/2006 - 21:26

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listen guys i talked to an counsoler and they told me i cannot do the things yiu guys told me about closing,the account they said i could not settle, they can still get there money why are you guys ling to me, are you really getting the payday loans to settle the couselor dont know whaat you talking about.


lrhall41

Submitted by on Mon, 11/27/2006 - 08:58

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What state do you live in? A few states made it a crime to close your bank account to avoid charges. Also, if you have storefront PDL's or other PDL's that are following the laws of your state then you have to pay them. They only PDL's there is room to negotiate with are the ones that are operating illegally, or that aren't following your states laws.

Each person's situation is different, and what might be the best course of action for one isn't the best for another. I encourage you to post your pdl info, what state you are in, how much you borrowed/paid, from who, and so on. Then we can give to accurate advice on how best to proceed.


lrhall41

Submitted by goudah2424 on Mon, 11/27/2006 - 09:11

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How are we lying laverne? We gave you the steps to get out of the payday trap. You don't have to take the advice. And nobody has lied to you. I believe a few of us here, REPEATEDLY, responded to your multiple posts about the same thing, over and over. And yes you can close your account. And yes my pdls DID settle with me with the HEP OF MY AGs office, now I don't think the AGs office is in the habit of lying to the consumers. Which company did you speak with? They would know that a company must first be licensed in a consumer's state in order to conduct business.


lrhall41

Submitted by WHEREAMI? on Mon, 11/27/2006 - 11:07

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Laverne, when advice is given here you are under no obligation to take it. Steelers gave you excellent advice, She was successful. In dealing with my six loans last year I followed basically the same steps Steelers did, and I was also able to settle, as well as get a refund from one.

No one is lying here..None of us are professional debt counselors, but we have all been there, and we've learned alot. This is a place where we give and take advice and support from each other, and I have never been led astray in following advice from anyone on this board.


lrhall41

Submitted by finsfan13 on Mon, 11/27/2006 - 11:32

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Laverne, please don't blame the people who were answering to your posts when you needed it. You used the wrong words saying "we are lying". I didn't answer any of your questions and maybe I did the right thing. If you don't want the advice here, it's fine for you and for us. But others have found it helpful and to their use. This forum has many threads to prove the facts. You haven't done your homework and now you blame people here in a bad mood. This is not fair.

You talked to a counselor and maybe they don't do payday loans in your area. That's the reason you got upset. Perhaps, someone can give you the names of other companies that do payday loan consolidation. You will need to request people who can help.


lrhall41

Submitted by PassionHunting on Mon, 11/27/2006 - 11:39

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Laverne, from my experience this forum has done nothing but help me, a few weeks ago i was lost and ready to loose it until i came here and everyone's advise has help so much, and i'm very thankful i found this page, i followed the steps and have gotten some answers, if you want you can do the same if not than good luck dealing with the PDL companies.

nobody said you HAVE to do this way and i think everyone speaks from their own personal experience, so nobody is lying. it is free advise.


lrhall41

Submitted by on Mon, 11/27/2006 - 11:55

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