Asset Acceptance

Creditors can go after a deceased's estate, and it is possible that several of your mother's creditors got together behind Asset Acceptance to try to liquidate her estate.

They would need to go through court proceedings to do so, but if they do then it is legal.

If you are attached to the house for sentimental reasons, or if you are living there, you would need to ask yourself "are you willing to take care of mom's debt in order to keep her house." After all, the creditors do have a right to be repaid. The only way to get out of paying back debt, is to file for bankruptcy and, unfortunately, only living people can go bankrupt.

It may be in your interest to consult an attorney. Technically, I'm not sure if the creditors would have to work with you, since it was not your debt. And you can't really dispute someone else's debt.

If you are your mom's beneficiary, then you may be able to act in the interest of her estate. But I am sorry that I don't have much experience in a matter like this.

Has your mothers estate gone to probate?

You are going to need a power of attorney to get your mothers personal information. Or prove that you are the executor of her estate. When someone passes away the law does loosen on giving information but there are still steps you will need to take to get the information you need.