upfrontpayday - PIF???
Date: Tue, 11/28/2006 - 10:33
Ok, so I took out a $300 loan from these guys last week and my due date is 12/8/06 to pay $390 total. Well, the customer service reps say that I should call on 12/5/06 to verify that I want to pay in full rather than 'extend' the loan. I'm afraid that they'll give me the run around and keep debiting my account. What can I do to protect myself?? Reading this forum has me spooked.
I would call them and fax them a letter stating you want to pay
I would call them and fax them a letter stating you want to pay in full. Keep a copy of that letter with proof of the fax and if they just take out hte finance charge I'd complain like crazy! I've never heard of that company, so hopefully they are good to deal with. They aren't all total monsters.
If you can pay them in full on that date and don't ever take ano
If you can pay them in full on that date and don't ever take another payday loan out again, please do a google search on payday loans and see all the trouble they cause for the average joe citizen
Yes, I can pay them in full and that's exactly what I want to do
Yes, I can pay them in full and that's exactly what I want to do. I never wanted to take out the loan, but if I didn't -- I'd prolly still be paying overdraft fees to my bank for the stupid mistake I made. Anyway, thanks for the advice.
Goudah, you said to fax a letter in addition to calling customer service. Is there a special letter that I should send? Or can I just handwrite a letter stating my intention to "pay in full on 12/08/06 and DO NOT extend my loan!"???
Ashley, I won't do this again. I just hope I can nip this in the bud by paying in full asap. *crossing fingers*
payday loan
Spooked, Hope you get this taken care of. Also stay away from these places they are dangerous. KYSIDE38