how can Iget my self out of trouble?

Enroll into some debt management program in case you are looking for professional help. But make sure that you put a control on your spending habit. Otherwise, any kind of program or arrangement will do no good.

You will make the payments in the plan but if you keep spending more on the other side, the debts will keep multiplying further. If you are working now, the payments will be framed according to your situation.

Since you have registered, a debt counselor will be contacting you soon and will go over the different options that are available to you. As aciotsf said, the most crucial thing for you to do is to control your spending habits. It takes a lot of self discipline; but if you're serious about getting out of debt, there's no way around it. Good luck, and let us know how you're doing.