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Total lending

Date: Thu, 11/30/2006 - 08:19

Submitted by anonymous
on Thu, 11/30/2006 - 08:19

Posts: 202330 Credits: [Donate]

Total Replies: 13


I amde a laon through total lending 10/30/06 all interest payments have been deducted from my acct, however to unauthorized debits to my acct from a company called gfsil, my bank closed my acct and opened another. I called everyone/emailed etc companies i've been dealing with and have had no problem making arraingements for moneygram/money orders for the amt owed. However, gfsil will not take anyother form of payment other than bank draft. Today at work i recieved a call from a man calling himself frank miller from the united processing div. Adv me that i was being charged with federal bank fraud and internet fraud. He asked if someone had been to my home saturday or work looking for me, i said no. He then told me that was good that they hadn't started the criminal actions yeat and that a police would pick me up at work or home and put me in prison. Hw said this was because i didnot pay the total loan off in 21 days. He said i must pay $820.00 today by 2pm eastern time or face prosicution. He said this was a last attempt to help me with this matter. I have not rec any calls til this awfull call. I asked him to email all the info discussed. He said he was unable to do so. I asked him for the total loan amt. He said i should know that better than he being as i took out the loan. He said he could send me nothing in writting. And that they wee unable to email me any info. I did look up the number he gave me to call back on intellius and found that it's in beuna park, ca however the name was unavail???How can a company not send wriiten documentation or email info when threatening prosecution. They just expect me to fork over $820.00 for a $500.00 loan to stop me from going to prison. I asked over and over agien to send me documentation inorder to have someone look over attny etc to make sure everything was cleared up. Being as this is a federal fraud case?? He refused. He said i had to call him back in 1 hour or go to prison. He asked had i ever been in trouble for fraud before. I sai dof course not. He kept saying oh my god this is awful for you. He eas very hard to understand. Waht can i do???


You will not be arrested. This is a lie they use to get you to pay them. You can ignore theit threats, or just call them on it. Tell them you called your local police dept and no warrants have been issued for you. Tell them the police told you that they can't be. Tell them that what they are doing is considered extortion and you will be filing charges against them!


lrhall41

Submitted by goudah2424 on Thu, 11/30/2006 - 08:31

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I didn't even finish the process with these morons. They told me they can only lend so much money per day even though I was told I was approved earlier that day. When I asked for the supervisor they put me into someone's vmail. When I spoke to her later and asked for HER boss, she put me into the vmail of the first person I spoke to.

They also tried telling me they don't tell anyone they are approved. If they're approved, the money will be deposited into their account. I would NOT deal with this company at all. There were several other issues too but I don't have the time right now. STAY AWAY FROM TOTAL LENDING


lrhall41

Submitted by on Thu, 10/11/2007 - 11:20

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i'm having a problem wht total lending, not even that idon't owe them money, in july i get this call the from a officier stewart and they have a legal case of banking fraud and internet fraud and if i don't pay 820.00 dollars someone wil be showing up at work to arrest me. these people won't stay away from calling me i keep asking for legal paperwork they say they can't give me the legal paper work til i do a western union to a company called nwv. does any one know anything about this company or have this happen to them and what can i do toend their calls.


lrhall41

Submitted by on Sat, 10/11/2008 - 16:17

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if these people and i use that term loosely are calling your work
have your boss and co-workers say you quit.this sounds like a bootmfeeder pdl.once the calls at work stop unless they are willing to give an address ignore them.they can't and won't do anything to you,but call.


lrhall41

Submitted by paulmergel on Sat, 10/11/2008 - 20:21

( Posts: 15514 | Credits: )


My Mom had a loan with Total Lending and then passed away. I notified Total Lending to take the money that the had put in my Mom's account. They said that it would tke 2 days for them to process the payment and take the loan back. They did it but under Arrowhead Invest. Now I am getting calls from a lawyer saying that they did not get the money and that they are going to intersept my IRS refund, and that they are going to prosecute me for the loan. I told them that it was my Mom's account and it was closed the following day after they took the money back. They say that they can't deal with that and they just want the money. It is rediculous that they think I would pay off something that has already been paid. Stay away from company they are bad news.


lrhall41

Submitted by on Thu, 12/18/2008 - 09:54

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heres a link to my other post with a letter I received attached to an email from Arrowhead ? Total Lending ? whatever name they want to use this week...

http://www.debtconsolidationcare.com/paydayloan/fl-avantisfinancial-1.html

the attached letter itself, actually had an address for a woman in Illinois! These people dont even know what they are doing, sending other peoples correspondence to different people...


lrhall41

Submitted by jpishkur1111 on Fri, 05/15/2009 - 04:58

( Posts: 35 | Credits: )


I received a call (number shows up UNKNOWN) from a John McKinly at an ICS? Said that their were 3 filings against me for check fraud for these online payday loans, one being from 2008 from Total Lending that they said they are about ot serve me with and send me to court for... is htis legit? I told him I needed ot find all my paperwork for what I have paid already, etc. and to call me back. this is their toll free number : 1-888-756-8960.


lrhall41

Submitted by on Wed, 07/21/2010 - 10:14

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I am located in Arizona and received a call from these scumbags. After researching the number and these posts, I decided to do some more research and came up with this:

Interstate Check Systems is an entity of Northtown Capital & Associates. Northtown's web site is:

http://www.northtowncap.com.

Northtown's address and location is (same as Interstate Check Systems):
15 Hazelwood Drive, Suite 102, Amherst, NY 14228 - Phone: 888.358.1120 - Fax: 716.691.2122

Here are the corporate filings found at: http://appsext8.dos.state.ny.us/corp_public/corpsearch.entity_search_entry

Selected Entity Status Information Current Entity Name: INTERSTATE CHECK SYSTEMS INC.
Initial DOS Filing Date: NOVEMBER 16, 2009
County: NIAGARA
Jurisdiction: NEW YORK
Entity Type: DOMESTIC BUSINESS CORPORATION
Current Entity Status: ACTIVE

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
INTERSTATE CHECK SYSTEMS INC.
3047 MAPLE ROAD
NEWFANE, NEW YORK, 14108
Registered Agent
SPIEGEL & UTRERA PA PC
1 MAIDEN LANE 5TH FLOOR
NEW YORK, NEW YORK, 10038


Current Entity Name: NORTHTOWN CAPITAL & ASSOCIATES INC.
Initial DOS Filing Date: OCTOBER 23, 2009
County: ERIE
Jurisdiction: NEW YORK
Entity Type: DOMESTIC BUSINESS CORPORATION
Current Entity Status: ACTIVE

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
NORTHTOWN CAPITAL & ASSOCIATES INC.
1 MAIDEN LANE 5TH FLOOR
NEW YORK, NEW YORK, 10038
Registered Agent
SPIEGEL & UTRERA P.A. P.C.
1 MAIDEN LANE 5TH FLOOR
NEW YORK, NEW YORK, 10038

Don't let the DOS mailing address in NYC fool you as corporations can have correspondence go through their attorney.

Here is where it gets real interesting though. I decided to research the owner's name given above, Jason Jackubec. He appears to have been a player in various buffalo collection agencies, all of which seem to break every law out there for consumer protection.

I decided to search "jason jackubec ny" on Google. It corrected me, apparently the proper spelling is "Jason Jakubec". One reference comes back to another buffalo collection agency, there is also one from classmates.com and FaceBook. Classmates says jason is a 2000 graduate from Wilson High School in Wilson, NY. Being sure to have the right person, I looked up where Wilson is located. North of Buffalo about 30 miles. Just a small town it looks like... but get this, guess what town is right next door? Newfane, NY... sound familiar? See the corporate filing above for Interstate.

Ok so now we have the right guy... but what is this maple road address? I did a google maps/street view search of the address. Comes back to a ritzy looking house, that's right a house... a private residence. So off we go, who's house is this? Started to dig a little more. Second link on google at www.ypsort.com/main/ny/newfane/ shows a name and phone number for that address:

Elia Richard A
3047 Maple Rd
Maple newfane 14108
716-751-9252

Wait a minute... who is Richard Elia? Second page on google says he is the Executive VP of Sevenson Environmental Services in Niagara Falls. Well the location of his company makes sense, the location of his house definitely makes sense. But how and why is he tied to a collection agency. Time to dig deeper yet again!

Remember that facebook search that came back on google? Well for being such a big shot, he isn't big on privacy! Clear as day, right out there is all his info! His profile is wide open! Oh, and his profile does confirm all that information, plus it gives his cell phone number, personal email, and his birthday in case you want to wish him a happy one! Back to Elia though...

I decided to check out his friends. He has 249, so start scrolling through the list! Page 3, first hit, jessica elia. Page 5 rachel elia. No richard elia though. Well I have facebook, let's search for elia's in wilson high school... nothing. But we definitely have Jason linked to the Elia family. So back to google we go.

I'll start with some common sense. Jason is class of 2000 so let's focus on his class. Going back to google searching for wilson high school alumni, I come across a new site, mylife.com. Enter the name Richard Elia and Newfane and let it ride. Well, it happens to bring up other people related to the same address as Richard Elia along with his age (56). It shows a Karin and a Joseph H Elia. Time to start making assumptions. Richard Elia must be a father! Remember, Jason is in his mid 20's as facebook shared. So let's find out who this Joseph Elia is... maybe he is our guy. Same site, just change the first name to Joseph. Guess what, comes back to a 26 year old matched up with Richard. I can't get any more info without registering but I have a name.

Joseph H Elia - let's google it. Not finding much on him, all i see is a Joseph Elia from Newfane winning some money at the Niagara Falls casino in a poker tournament. That would make sense, degenerates to tend to fall into collections. Well I'm at a loss nothing. Back to square one.

So as a final result, I decided to search "northtown capital joe elia". You're not going to believe this one. 1st result on google, guess what I find: Elia, Joe, Northtown Capital & Associates. Jakubec, Jason, Northtown Capital @ Associates - DBA Conference attendees. There it is clear as day! DBA - Debt Buyers Association. It is apparently a conference where these agencies go to buy and sell debt. A meet and greet of the scum of the earth!

So here are your owners! Jason Jakubec and Joe Elia... do some searches... actually, if you want to have fun, get Jason's cell phone number from his facebook page and start harassing him like he has been harassing us! Oh, and don't forget... file complaints with the Attorney General in both your state and in New York. New York's attorney general is not messing around anymore when it comes to collection agencies who break all the rules! I'll keep digging into this and update if I find out anymore information.


lrhall41

Submitted by on Tue, 12/28/2010 - 20:02

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