OSL/CMG

By chance, have you taken any loan from OSL/CMG or one of their affiliates?

Yes, I do have one, but I have no clue how to get in contact with them. Do you know?

I think your bank may have the contact info of the loan place. Their system keeps a log file of all the companies doing transactions at the bank. Or, search in the BBB

Do you remember the name of the individual lender?? Sometimes these companies have several lenders under one name that they debit with...

These are the emails I have received. Any suggestions?
[quote]
From : kwarren(at)fsmprocessing.com
Sent : Thursday, December 7, 2006 10:00 AM
To : "Kiley Tillotson"
Subject : RE: LOAN APPROVED - osl marketing

| | | Inbox


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You might want to forward your documents to the state of Illinois. These are legal document that you electronically signed. What do you need the address for?

-------Original Message-------

From:
Date: 12/7/2006 9:59:20 AM
To: kwarren(at)fsmprocessing.com
Subject: RE: LOAN APPROVED - osl marketing

The State of Illinois is telling me this. Even though I signed that it does not matter. Anyways, what is the address of you company.









--------------------------------------------------------------------------------
From: "kwarren(at)fsmprocessing.com"
To: "Kiley Tillotson"
Subject: RE: LOAN APPROVED - osl marketing
Date: Thu, 7 Dec 2006 09:36:46 -0600 (Central Standard Time)
MIME-Version: 1.0
Received: from mail.infonexxus.com ([209.59.192.25]) by bay0-mc2-f17.bay0.hotmail.com with Microsoft SMTPSVC(6.0.3790.2444); Thu, 7 Dec 2006 07:36:50 -0800
Received: (qmail 31969 invoked from network); 7 Dec 2006 09:36:47 -0600
Received: from 66.64.233.250.nw.nuvox.net (HELO System-10) (66.64.233.250) by drewquinn.com with SMTP; 7 Dec 2006 09:36:47 -0600

Again you did not agree to the laws of your state. You agreed to the governing law. Which is: Both parties agree that this Note and your account shall be governed by all applicable federal laws and all laws of the jurisdiction in which the lender is located, regardless of which state you may reside, and by signing below or by your electronic signature, you consent to the exclusive exercise of regularity and adjudicatory authority by the jurisdiction in which the lender is located over all matters related to this note and your account forsaking any other jurisdiction which either party may claim by virtue of residency.

So whoever is telling you should read over the terms which you agreed. Unless you let me know otherwise I will keep you set up for your payoff of 260.00 which you requested on 12/1/06.



Thank You,
Kristina Warren
OSL Marketing
866-516-9300 ext 103
866-263-1841
kwarren(at)oslmarketing.net
-------Original Message-------

From: Kiley Tillotson
Date: 12/7/2006 9:21:20 AM
To: kwarren(at)fsmprocessing.com
Subject: RE: LOAN APPROVED - osl marketing

I was told that it does not matter what state the pdl is in. They are to go
by the state laws of where the customer lives.




>From: "kwarren(at)fsmprocessing.com"
>To: "Kiley Tillotson"
>Subject: RE: LOAN APPROVED - osl marketing
>Date: Thu, 7 Dec 2006 08:38:13 -0600 (Central Standard Time)
>MIME-Version: 1.0
>Received: from mail.infonexxus.com ([209.59.192.25]) by
>bay0-mc9-f4.bay0.hotmail.com with Microsoft SMTPSVC(6.0.3790.2444); Thu, 7
>Dec 2006 06:38:03 -0800
>Received: (qmail 14153 invoked from network); 7 Dec 2006 08:38:00 -0600
>Received: from 66.64.233.250.nw.nuvox.net (HELO System-10) (66.64.233.250)
>by fsmprocessing.com with SMTP; 7 Dec 2006 08:38:00 -0600
>X-Message-Info: LsUYwwHHNt3660MmjhEvYg2f34OAemlK3oXsmRrh6gU=
>X-Mailer: IncrediMail (5202407)
>References:
>X-FID: 6F8C1C98-8654-42E3-A680-E0A3A64843EF
>Disposition-Notification-To: "kwarren(at)fsmprocessing.com"
>
>Return-Path: kwarren(at)fsmprocessing.com
>X-OriginalArrivalTime: 07 Dec 2006 14:38:03.0398 (UTC)
>FILETIME=[4D1CD260:01C71A0D]
>
>I will forward your documents that you agreed to the terms. Please read
>carefully. You agreed to the choice of law in your contract which is
>outside
>your states jurisdiction. So if you would like to payoff on 12/8/06 it
>will
>be 260.00. Please let me know if you would like to payoff, paydown or
>refinance on 12/8/06. The lender does not operate under your states
>guidelines.
>
>
>
>Thank You,
>Kristina Warren
>OSL Marketing
>866-516-9300 ext 103
>866-263-1841
>kwarren(at)oslmarketing.net
[/quote]

I looked up the FSM Processing on the BBB and they have an unkown address in PA and a address in NV. The one in NV they cannot do a report on because they cannot find where they have a legal business license to operate in the state.

This is the address she gave me.

We are the service center for CMG Group, LLC.
Their address is
P.O Box 636 Charlestown, Nevis
West Indies

She emailed again and said there is nothing further to discuss. My payment will be taken out on the 8th(the amount they think should be taken out) and they will not contact me any further.

YELIK1, what you need to do is go to your ban TODAY and close that account! This comapny will bleed you dry if you don't. Are you dealing with any other IPDL companies?

Have you had one with these people?

I made the mistake with CMG, and they hit my bank account every paypay. The amounts they take out don't pay the loan off, it's a finance charge because you didn't pay the loan off. I tried to tell them I never signed anything of agreed to their terms and they claim the "Electronic Signature" button is all they need.

I took out a loan with company a week before I got paid. When I called to find out when the payment was coming out they told me 3 weeks since they had to give me at least 2. That didn't happen, they took the finance charges in 1 week which was $60. I made a dispute through my bank and this company sent me to collections and no one will talk to me. I cna't afford a big fee to this collection agency since I did nothing wrong. I will never again do this and I will tell everyone I know. I just wish there was a way to SHUT THEM DOWN!!

Oh yeah! I suggest you contact them ASAP to have the money they loaned you taken out of your account and have your account with them closed. These people will rip you off. They put money into your account without your consent and then begin taking payments from your account without your consent. I will be reporting them to the BBB, they have VERY SHADY LENDING PRACTICES. I threatened to take them to court and it wasnt until then that I even got a response from them. As soon as I threatened to report them, they changed their tone. DO NOT DO BUSINESS WITH THIS COMPANY!!!!!!