Need help on dealing with Bally
Date: Thu, 12/14/2006 - 12:33
Hi all,
I really need help. My situation is that on the year of 2002 I signed up with Bally's but only went the Gym twice and then cancelled the membership by phone. then on 8/2005 i receive a phone call from asset acceptance llc collecting a debt of $845 from Bally's. I tried to fight this since i really didnt use the Gym, but since it was affecting my credit i decided to pay the debt. 2 days ago i Pulled my credit report and notice that i have a judgment of $3,200 which i didnt know about. I called the court clerk and they told me that the Plaintif is COLONIAL CREDIT CORP and the creditor is Bally's.
I called Asset Acceptance and they told me that yes i have a $0 balance and confirmed that i paid the $845 on 2005 but are giving me excuse on provide me a satisfaction letter. Can anybody advise me what can i do in this case. Can Bally's really put a judgment for a balance that i dont own. or can they just collect $$ and sell it to another credit collection agency?.
I really need help. My situation is that on the year of 2002 I signed up with Bally's but only went the Gym twice and then cancelled the membership by phone. then on 8/2005 i receive a phone call from asset acceptance llc collecting a debt of $845 from Bally's. I tried to fight this since i really didnt use the Gym, but since it was affecting my credit i decided to pay the debt. 2 days ago i Pulled my credit report and notice that i have a judgment of $3,200 which i didnt know about. I called the court clerk and they told me that the Plaintif is COLONIAL CREDIT CORP and the creditor is Bally's.
I called Asset Acceptance and they told me that yes i have a $0 balance and confirmed that i paid the $845 on 2005 but are giving me excuse on provide me a satisfaction letter. Can anybody advise me what can i do in this case. Can Bally's really put a judgment for a balance that i dont own. or can they just collect $$ and sell it to another credit collection agency?.
You need to have something in writing from Asset Acceptance that
You need to have something in writing from Asset Acceptance that proves the debt satisfied. Maybe Bally is not having the updated records in their system. Why not you check with Asset Acceptance if they updated your file with Bally? Bally is unaware about your payment done to Asset Acceptance. Their shouldn't be any reasons to deny giving you the PIF letter after the debt is paid.
