need help on dv

Hi ml24 , welcome to the boards many will be glad to assist you here. Did you receive a collection notice or has there been a civil judgement filed against you in court?

The judgement was filed in court. But the other debt is a statement sent from them and they have not validated that part. What i am trying to do is find out if i can have the judgement validated? and what to do since they did not validate the other debt.?

Thanks for the welcome i hope you can help me. :D

You can request to get any debt validated now if they comply is another story. I would go ahead and send the letter, see what happens. You can find a template for a DV on my blog site debt free. Good luck and keep posting

So am i allowed to have a judgement validated.?

I believe if a judgement has already been issued by the court, the time for dv has passed and you will have to pay the creditor.

If it is the person who got the judgment trying to collect on it, they do not need to verify it.

If it is a collection agency trying to collect on a judgment owed to someone else, then they are still bound by the FDCPA:

[quote](b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. [/quote]

Thanks for the help i really appreciate it. :D