WHat should I do now to keep them from trying to take more?

Alisa, you should be sure of paying them back their principal amount and fees. Pull your latest bank copies and find the status of the account. If you have paid in excess, you should be able to explain the problem to your bank manager and get the account closed.

Alisa--

Do as Ruby says and talk to your bank manager about closing that account and opening a new one, or maybe even go to a different bank. Also, file a complaint with your AG's office.

Westbury is saying that they would settle for 390.00. From a 200 loan over a year ago. So I think that I have paid well above. They emailed me again and left me a message wanting to know when I was going to pay.

You need to know from Westbury how they are calculating the charges. I understand you have already overpaid them, so you need to insist for a paid in full letter. What state are you in? Recite the laws on pdls to Westbury and get the account closed in writing. You also need to talk to your bank manager and block Westbury from making any debit.

Alisia, Go to and look up your state laws on payday lending. Also check with Secretary of States office to see if they are licensed. Get your ducks in a row you have paid way to much. KYSIDE38