Little Loan Shoppe...
Date: Fri, 12/15/2006 - 15:06
I had a loan with these ppl for $100.00. PDL's are illegal in NC and I had emailed them a letter from Ashley's blog. I emailed them several times starting on Dec. 6th, and still no response. I called them today and the lady said that I needed to review my contract b/c it was from Utah and I had agreed to it. I thought that the laws were of the state of the consumer and that is how they are supposed to be followed by companies. I also asked if they were licensed in NC and she said yes. I told her that I would be contacting my AG's office and she said that was fine, then the attorneys could talk it over. She said that I was to follow the laws of the state that the contract was from?? Is that right?? Aren't they supposed to abide by the laws of the consumer?? Please correct me if I am wrong. Also, she is saying that my balance is $175.00, and I think that since they are illegal here, I am only required to pay back the principal, RIGHT?? I paid them $25 renew fee, and $31.25 money order pmt. I calculated to owe them $43.75 more, ISN'T THAT RIGHT TOO?? PLEASE HELP ME!!!!!!!!
loan shop
Nat, Look at Dixies post form the AG there, the loan is in the borrowers state they will all tell you this. Calm down. Technically the contract is null and void. They should have never loaned to you in the first place. KYSIDE38
Also, should I send them the rest of the money or what?? They ar
Also, should I send them the rest of the money or what?? They are saying that my balance now is $175.00 and the loan was only for $100.00
Just went back and reviewed the "contract". The lady on the phon
Just went back and reviewed the "contract". The lady on the phone said that I agreed to a contract in the state of Utah, and on the contract it says Nevada??