CACH, LLC and Daniels/Norelli
Date: Tue, 12/19/2006 - 08:25
I purchased a car in March of 2001 from Household Auto. I made payments for 4 years and then in 2005 after a crisis and being unable to pay for 3 months they repossessed the car. They sold it at auction. My credit report shows it was charged off in 2005. Three months ago I started getting calls from Daniels and Norelli, a scumsucking collection attorney. They violated debt collection laws so I reported them to the Attorney General. The calls stopped. Then suddenly last night we were served a summons from CACH, LL vs US by Daniels and Norelli. The SOL in NY is 6 years. It has been more than 6 years since the account was opened. What date do I go by? The date it was charged off? What do I do about the summons? I am thinking of filing Ch. 13 to avoid garnishments, liens and a possible bank account freezing. Who knows what these people will do.
It's not from the day the account was first opened. I believe i
It's not from the day the account was first opened. I believe it's from the day the last payment was made under SOL statutes. You should be able to search to find the laws in NY. Did they verify the debt? This company does not have a good track record as far as following fdcpa laws and guidelines. I checked out Budd Hibbs website and they are his ten worst list right now.
