I collect and Bass Associates

I had the hardest time getting hold of I Collect as well. I just kept calling over and over and leaving messages. I eventually got a hold of I-Collect and they told me any payment arrangements had to be made with Bass and Associates....and dealing with Bass was a whole other story.

So what should I do because I can't seem to get either place to pick up the phone or call me back. should I just relax and wait for them to call me again.

Do you know the original creditor for which the CA is calling you? You may try a payment directly to the creditor.

Whichever collection agency it is that may be collecting on your account, they should first validate your debt in writing before you send them money.

Like stated above, you can try and work something out with the original lender...some people have had success with getting them to pull the account back. If you haven't read the other thread yet, several people have had contact with Bass and have had no luck. Check out this thread below.
http://www.debtconsolidationcare.com/creditors-information/about13221.html

I pretty much just told them until I see something in writing they will get no money from me, I told them they can call me all they want and I'll just keep telling them the same thing.

There is really a company out there called "I-Collect"? Wow, how professional sounding is that. Almost sounds like a mafia hit man

My last post wasn't really helpful. But if you haven't already, pull your credit report. If the debt was with a collection agency and then moved on to Bass, which I am asssuming is the law firm handling the debt for I-Collect, then there is a good chance it's on your credit report. You can get all the pertinent information there. That's how I found a couple of debts that I didn't know about.

yea i know the oringal company that i have the debt with but they won't work with me they just keep telling me to call I-Collect. And everytime I called Bass they hang up on me after telling me to get a lawyer.

I guess I-Collect is the company who bought the debt from the lenders and then they use Bass and Associates to collect the debt for them, but Bass is not a Law Firm...everything they say and do is very illegal.

I've recently pulled my credit report and neither Bass or I-collect was on it. I recently filed bankrupt so I no longer have to deal with them.

I know others on this site have not had much luck with them. A lot of people on this site are wondering what to do next, because they won't accept payment arrangments and they won't validate the debt for anybody, which is against the law. There has been a lot of complaints against them so they are either going to be shut down soon or they will have to start following the rules.

So what am I suppose to do just sit and wait to hear from them again.

Get the address for bass and associates. Send them a debt validation letter, have it certified. Just sitting back and doing nothing will only hurt yourself. Do as much as you can to cover your butt. This way is for some strange reason you should go to court,you have a trail of trying to make the debt right. You can also request a stop and decist of all phone calls and request everything be submitted by mail. Educate yourself with the rules that CA's must follow.Good luck. Happy holidays

Have you attempted to contact the lender to make arrangements????????

i have a debt with arrowhead investments and i collect bought the loan and i have been trying for weeks to contact them and no luck i tried contating arrowing again and they wont work with me what can i do

Did they call you? If so, they had five days after first contact to send it in writing. The letter must have their contact information on it by law.

Hi

If their first contact with you was over the phone, then under fdcpa they are supposed to send you a notice after five days of their first contact with you. That notice should mention clearly the amount of money you owe and what rights you have if you don't think that the debt belongs to you. The notice must also notify you that if you do not ask for validation of the debt within 30 days in writing then the debt will be assumed to be valid. However, if you write back to them disputing the debt within 30 days of receiving the notice then they will send the evidences that the debt is indeed theirs. This notice also tell states that if you ask, the collection agency will provide you the name and address of the original creditor.

Nelly