Paid in Full payday loans

Get those companies to send you paid in full letters through the mail, so you have physical proof. That way, if they do come after you, you can show them proof that the companies consider your debts "paid in full." Good luck.

Pull your bank statements and calculate the payments done on the loan accounts. You will know the status of these accounts and know if there is any balance. You don't want this to be sent to debt collector who might do collections with added fees in the later stage. Get the "PIF" in writing. It is an important proof for the chapter to close.

As the others posted, be sure to get something that says you are PIF. Even if you can't get them to mail you one, let them email and print it out. I did that with 2 of mine.

I have all three emails and have printed them, they all say the same thing and at the top it specifically says " this is NOT an attempt to collect a debt"- this is the only internet pdl company that has been understanding and I have done ALOT of research and believe it is because of a recent lawsuit (not filed by myself), and they lost!

This is paydayselect and payday ok

Cindy, I am curious as to what state you are in.

I would recommend that you request letters from these two companies indicating that your loan has been paid in full. You also need to look at your state laws to determine whether these companies are legitimate in your state or not. You may also want to contact the attorney general's office in your state (or the Office of Financial Affairs in Louisiana) to determine whether there is any kind of ligitation going on against these loans in your state.

Did you keep a copy of your cease and desist letters?